Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Operating Activities
Net income	$ 6,290	$ 6,512
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	769	850
Provision for loan losses	60	0
Net gain on investment securities available-for-sale	(800)	(1,087)
Net loss on sale of repossessed assets and other real estate owned	17	2
Net gain on sale of loans	(302)	(171)
Proceeds from sales of residential mortgages held-for-sale	9,595	4,192
Origination of residential mortgages held-for-sale	(9,233)	(4,151)
Income on bank-owned life insurance	(215)	(219)
Stock-based compensation expense	64	60
Net decrease (increase) in trading securities	582	(4,122)
Deferred income tax provision	66	153
Net increase (decrease) in income taxes payable	17	(331)
Net decrease (increase) in accrued interest receivable	13	(25)
Amortization of mortgage servicing rights and change in valuation allowance	53	46
Net amortization of premiums and discounts on investment securities	1,583	1,571
Net decrease in accrued interest payable	(21)	(55)
Increase in other assets	(364)	(389)
Decrease in other liabilities	(908)	(133)
Net cash provided by operating activities	7,266	2,703
Investing Activities
Proceeds from payments, maturities and calls of investment securities available-for-sale	68,472	67,329
Proceeds from the sale of investment securities available-for-sale	27,480	19,504
Purchases of investment securities available-for-sale	(79,565)	(56,153)
Proceeds from redemption of investment in restricted bank stock	1,318	2,452
Purchase of restricted bank stock	(1,179)	(2,409)
Net increase in loans	(27,580)	(35,790)
Net purchases of premises and equipment	(413)	(812)
Proceeds from sales of repossessed assets and other real estate owned	3,244	43
Net cash used in investing activities	(8,223)	(5,836)
Financing Activities
Net increase in non-interest bearing deposits	11,172	6,996
Net increase in interest-bearing deposits	45,910	58,768
Net decrease in short-term borrowings	(2,601)	(6,508)
Repayments of long-term debt		(5,000)
Tax benefit from exercise of stock options	20	29
Cash dividends paid, net of reinvestment	(2,579)	(2,498)
Proceeds from issuance of common stock	494	477
Net cash provided by financing activities	52,416	52,264
Increase in cash and cash equivalents	51,459	49,131
Cash and cash equivalents at beginning of year	18,245	16,286
Cash and cash equivalents at end of period	69,704	65,417
Supplemental Cash Flow Disclosures
Interest paid	3,368	3,436
Income taxes paid	1,904	2,060
Non-cash transactions:
Transfer of loans to repossessed assets or other real estate owned	215	265
Unsettled trades to purchase securities	$ 3,987	$ 230