Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 9,038	$ 11,102
Interest-bearing deposits in banks	60,666	7,143
Total cash and cash equivalents	69,704	18,245
Investment securities
Trading	3,625	4,207
Available-for-sale (amortized cost $360,660 and $373,844)	362,568	375,219
Held-to-maturity (fair value $153 and $156)	147	146
Restricted investment in bank stocks	508	647
Loans held-for-sale	320	380
Loans receivable	582,255	555,282
Allowance for loan losses	(7,669)	(8,001)
Net loans	574,586	547,281
Bank-owned life insurance	10,886	10,658
Premises and equipment, net	9,345	9,702
Accrued interest receivable	2,555	2,568
Other real estate owned		3,025
Net deferred tax assets	2,677	2,925
Other assets	2,396	2,132
Total assets	1,039,317	977,135
Deposits
Demand, non-interest bearing	98,092	86,920
Interest-bearing demand	289,572	251,986
Money market	71,683	58,199
Savings	220,233	211,240
Time	136,988	148,827
Time of $100 or more	92,106	94,420
Total deposits	908,674	851,592
Short-term borrowings	32,588	35,189
Accrued interest payable	323	344
Other liabilities	6,736	3,656
Total liabilities	948,321	890,781
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,515,046 shares and 3,481,227 shares issued; 3,350,477 and 3,316,658 shares outstanding	2,197	2,176
Surplus	15,698	14,819
Retained earnings	74,317	70,928
Accumulated other comprehensive income, net of tax	1,260	907
Treasury stock, at cost; 164,569 shares	(2,476)	(2,476)
Total shareholders' equity	90,996	86,354
Total liabilities and shareholders' equity	$ 1,039,317	$ 977,135