Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Operating Activities
Net income	$ 4,070	$ 4,468
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	524	561
Provision for loan losses	60	0
Net gain on investment securities available-for-sale	(717)	(907)
Provision for repossessed assets and other real estate owned	89
Net loss on sale of repossessed assets and other real estate owned	(70)	1
Net gain on sale of loans	(182)	(61)
Proceeds from sales of residential mortgages held-for-sale	6,487	1,542
Origination of residential mortgages held-for-sale	(6,391)	(1,720)
Income on bank-owned life insurance	(142)	(145)
Stock-based compensation expense	46	43
Net decrease (increase) in trading securities	336	(4,531)
Deferred income tax provision	49	(80)
Net decrease in income taxes payable	(453)	(10)
Net decrease in accrued interest receivable	244	130
Amortization of mortgage servicing rights and change in valuation allowance	31	30
Net amortization of premiums and discounts on investment securities	1,101	1,056
Net decrease in accrued interest payable	(7)	(65)
Increase in other assets	(304)	(532)
Decrease in other liabilities	(1,008)	(17)
Net cash provided by (used in) operating activities	3,763	(237)
Investing Activities
Proceeds from payments, maturities and calls of investment securities available-for-sale	51,926	51,788
Proceeds from the sale of investment securities available-for-sale	26,795	18,970
Purchases of investment securities available-for-sale	(30,319)	(20,640)
Proceeds from redemption of investment in restricted bank stock	1,318	2,005
Purchase of restricted bank stock	(1,179)	(2,409)
Net increase in loans	(23,595)	(20,308)
Net purchases of premises and equipment	(214)	(410)
Proceeds from sales of repossessed assets and other real estate owned	3,007	10
Net cash provided by investing activities	27,739	29,006
Financing Activities
Net increase in non-interest bearing deposits	10,140	7,291
Net decrease in interest-bearing deposits	(35,651)	(25,167)
Net decrease in short-term borrowings	(2,293)	(1,056)
Repayments of long-term debt		(5,000)
Tax benefit from exercise of stock options	20	12
Cash dividends paid, net of reinvestment	(1,717)	(1,658)
Proceeds from issuance of common stock	378	265
Net cash used in financing activities	(29,123)	(25,313)
Increase in cash and cash equivalents	2,379	3,456
Cash and cash equivalents at beginning of year	18,245	16,286
Cash and cash equivalents at end of period	20,624	19,742
Supplemental Cash Flow Disclosures
Interest paid	2,231	2,290
Income taxes paid	1,650	1,410
Non-cash transactions:
Transfer of loans to repossessed assets or other real estate owned	215	$ 20
Unsettled trades to purchase securities	$ 4,729