XML 71 R2.htm IDEA: XBRL DOCUMENT v2.4.1.9
Consolidated Balance Sheets (USD $)
Dec. 31, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 11,102,000us-gaap_CashAndDueFromBanks $ 12,717,000us-gaap_CashAndDueFromBanks
Interest-bearing deposits in banks 7,143,000us-gaap_InterestBearingDepositsInBanks 3,569,000us-gaap_InterestBearingDepositsInBanks
Total cash and cash equivalents 18,245,000us-gaap_CashAndCashEquivalentsAtCarryingValue 16,286,000us-gaap_CashAndCashEquivalentsAtCarryingValue
Investment securities    
Trading 4,207,000us-gaap_TradingSecurities 0us-gaap_TradingSecurities
Available-for-sale (amortized cost $373,844 and $393,840) 375,219,000us-gaap_AvailableForSaleSecurities 388,670,000us-gaap_AvailableForSaleSecurities
Held-to-maturity (fair value $156 and $162) 146,000us-gaap_HeldToMaturitySecurities 146,000us-gaap_HeldToMaturitySecurities
Restricted investment in bank stocks 647,000us-gaap_RestrictedInvestments 1,764,000us-gaap_RestrictedInvestments
Loans held-for-sale 380,000us-gaap_LoansHeldForSaleMortgages  
Loans receivable 555,282,000us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome 501,716,000us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Allowance for loan losses (8,001,000)us-gaap_LoansAndLeasesReceivableAllowance (8,925,000)us-gaap_LoansAndLeasesReceivableAllowance
Net loans 547,281,000us-gaap_LoansAndLeasesReceivableNetReportedAmount 492,791,000us-gaap_LoansAndLeasesReceivableNetReportedAmount
Bank-owned life insurance 10,658,000us-gaap_BankOwnedLifeInsurance 10,407,000us-gaap_BankOwnedLifeInsurance
Premises and equipment, net 9,702,000us-gaap_PropertyPlantAndEquipmentNet 9,875,000us-gaap_PropertyPlantAndEquipmentNet
Accrued interest receivable 2,568,000us-gaap_InterestReceivable 2,579,000us-gaap_InterestReceivable
Other assets 8,082,000us-gaap_OtherAssets 10,365,000us-gaap_OtherAssets
Total assets 977,135,000us-gaap_Assets 932,883,000us-gaap_Assets
Deposits    
Demand, non-interest bearing 86,920,000us-gaap_NoninterestBearingDomesticDepositDemand 75,987,000us-gaap_NoninterestBearingDomesticDepositDemand
Interest-bearing demand 251,986,000us-gaap_InterestBearingDomesticDepositDemand 236,910,000us-gaap_InterestBearingDomesticDepositDemand
Money market 58,199,000us-gaap_DepositsMoneyMarketDeposits 54,861,000us-gaap_DepositsMoneyMarketDeposits
Savings 211,240,000us-gaap_DepositsSavingsDeposits 207,229,000us-gaap_DepositsSavingsDeposits
Time 148,827,000us-gaap_TimeDepositsLessThan100000 153,803,000us-gaap_TimeDepositsLessThan100000
Time of $100,000 or more 94,420,000us-gaap_TimeDeposits100000OrMoreDomestic 85,742,000us-gaap_TimeDeposits100000OrMoreDomestic
Total deposits 851,592,000us-gaap_Deposits 814,532,000us-gaap_Deposits
Short-term borrowings 35,189,000us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 35,156,000us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
Long-term debt   5,000,000us-gaap_LongTermDebt
Accrued interest payable 344,000us-gaap_InterestPayableCurrentAndNoncurrent 392,000us-gaap_InterestPayableCurrentAndNoncurrent
Other liabilities 3,656,000us-gaap_OtherLiabilities 2,178,000us-gaap_OtherLiabilities
Total liabilities 890,781,000us-gaap_Liabilities 857,258,000us-gaap_Liabilities
Shareholders' Equity    
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,481,227 shares and 3,436,227 shares issued; 3,316,658 and 3,271,658 shares outstanding 2,176,000us-gaap_CommonStockValue 2,148,000us-gaap_CommonStockValue
Surplus 14,819,000us-gaap_AdditionalPaidInCapital 13,747,000us-gaap_AdditionalPaidInCapital
Retained earnings 70,928,000us-gaap_RetainedEarningsAccumulatedDeficit 65,618,000us-gaap_RetainedEarningsAccumulatedDeficit
Accumulated other comprehensive income (loss), net of tax 907,000us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (3,412,000)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Treasury stock, at cost; 164,569 shares (2,476,000)us-gaap_TreasuryStockValue (2,476,000)us-gaap_TreasuryStockValue
Total shareholders' equity 86,354,000us-gaap_StockholdersEquity 75,625,000us-gaap_StockholdersEquity
Total liabilities and shareholders' equity $ 977,135,000us-gaap_LiabilitiesAndStockholdersEquity $ 932,883,000us-gaap_LiabilitiesAndStockholdersEquity