Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$ 11,393,000	$ 12,717,000
Interest-bearing deposits in banks	54,024,000	3,569,000
Total cash and cash equivalents	65,417,000	16,286,000
Investment securities
Trading	4,122,000	0
Available-for-sale (amortized cost $362,906 and $393,840)	362,468,000	388,670,000
Held-to-maturity (fair value $158 and $162)	146,000	146,000
Restricted investment in bank stocks	1,721,000	1,764,000
Loans held-for-sale	130,000
Loans receivable	536,682,000	501,716,000
Allowance for loan losses	(8,366,000)	(8,925,000)
Net loans	528,316,000	492,791,000
Bank-owned life insurance	10,639,000	10,407,000
Premises and equipment, net	9,837,000	9,875,000
Accrued interest receivable	2,604,000	2,579,000
Other assets	9,485,000	10,365,000
Total assets	994,885,000	932,883,000
Deposits
Demand, non-interest bearing	82,983,000	75,987,000
Interest-bearing demand	283,798,000	236,910,000
Money market	59,719,000	54,861,000
Savings	207,445,000	207,229,000
Time	150,487,000	153,803,000
Time of $100 or more	95,864,000	85,742,000
Total deposits	880,296,000	814,532,000
Short-term borrowings	28,648,000	35,156,000
Long-term debt		5,000,000
Accrued interest payable	337,000	392,000
Other liabilities	2,276,000	2,178,000
Total liabilities	911,557,000	857,258,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,471,675 shares and 3,436,227 shares issued; 3,307,106 and 3,271,658 shares outstanding	2,170,000	2,148,000
Surplus	14,555,000	13,747,000
Retained earnings	69,368,000	65,618,000
Accumulated other comprehensive loss, net of tax	(289,000)	(3,412,000)
Treasury stock, at cost; 164,569 shares	(2,476,000)	(2,476,000)
Total shareholders' equity	83,328,000	75,625,000
Total liabilities and shareholders' equity	$ 994,885,000	$ 932,883,000