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Consolidated Statements of Cash Flows (Unaudited) (USD $)
6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Operating Activities    
Net income $ 4,468,000 $ 4,302,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 561,000 567,000
Provision for loan losses   100,000
Net gain on investment securities available-for-sale (907,000) (516,000)
Net loss on sale of repossessed assets 1,000 85,000
Net gain on sale of loans (61,000) (323,000)
Proceeds from sales of residential mortgages held-for-sale 1,542,000 10,955,000
Origination of residential mortgages held-for-sale (1,720,000) (10,344,000)
Income on bank-owned life insurance (145,000) (149,000)
Stock-based compensation expense 43,000 30,000
Net increase in trading securities (4,531,000)  
Deferred income tax provision (80,000) 41,000
Net decrease in income taxes payable (10,000) (45,000)
Net decrease (increase) in accrued interest receivable 130,000 (178,000)
Amortization of mortgage servicing rights and change in valuation allowance 30,000 24,000
Net amortization of premiums and discounts on investment securities 1,056,000 1,073,000
Net decrease in accrued interest payable (65,000) (80,000)
(Increase) decrease in other assets (532,000) 3,650,000
Decrease in other liabilities (17,000) (211,000)
Net cash (used in) provided by operating activities (237,000) 8,981,000
Investing Activities    
Proceeds from payments, maturities and calls of investment securities available-for-sale 51,788,000 79,731,000
Proceeds from the sale of investment securities available-for-sale 18,970,000 12,387,000
Purchases of investment securities available-for-sale (20,640,000) (81,345,000)
Proceeds from redemption of investment in restricted bank stock 2,005,000 479,000
Purchase of restricted bank stock (2,409,000) (72,000)
Net increase in loans (20,308,000) (11,959,000)
Net purchases of premises and equipment (410,000) (1,194,000)
Proceeds from sales of repossessed assets 10,000 50,000
Net cash provided by (used in) investing activities 29,006,000 (1,923,000)
Financing Activities    
Net increase in non-interest bearing deposits 7,291,000 997,000
Net decrease in interest-bearing deposits (25,167,000) (6,722,000)
Net (decrease) increase in short-term borrowings (1,056,000) 363,000
Repayments of long-term debt (5,000,000) (5,000)
Tax benefit from exercise of stock options 12,000 2,000
Cash dividends paid, net of reinvestment (1,658,000) (1,559,000)
Proceeds from issuance of common stock 265,000 310,000
Net cash used in financing activities (25,313,000) (6,614,000)
Increase in cash and cash equivalents 3,456,000 444,000
Cash and cash equivalents at beginning of year 16,286,000 15,453,000
Cash and cash equivalents at end of period 19,742,000 15,897,000
Supplemental Cash Flow Disclosures    
Interest paid 2,290,000 2,711,000
Income taxes paid 1,410,000 1,225,000
Non-cash transactions:    
Transfer of loans to repossessed assets or other real estate owned $ 20,000 $ 36,000