Consolidated Balance Sheets (Unaudited) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$ 15,083,000	$ 12,717,000
Interest-bearing deposits in banks	4,659,000	3,569,000
Total cash and cash equivalents	19,742,000	16,286,000
Investment securities
Trading	4,531,000	0
Available-for-sale (amortized cost $343,573 and $393,840)	344,277,000	388,670,000
Held-to-maturity (fair value $160 and $162)	146,000	146,000
Restricted investment in bank stocks	2,168,000	1,764,000
Loans held-for-sale	239,000
Loans receivable	521,979,000	501,716,000
Allowance for loan losses	(8,900,000)	(8,925,000)
Net loans	513,079,000	492,791,000
Bank-owned life insurance	10,555,000	10,407,000
Premises and equipment, net	9,724,000	9,875,000
Accrued interest receivable	2,449,000	2,579,000
Other assets	8,965,000	10,365,000
Total assets	915,875,000	932,883,000
Deposits
Demand, non-interest bearing	83,278,000	75,987,000
Interest-bearing demand	203,586,000	236,910,000
Money market	58,575,000	54,861,000
Savings	209,325,000	207,229,000
Time	150,079,000	153,803,000
Time of $100 or more	91,813,000	85,742,000
Total deposits	796,656,000	814,532,000
Short-term borrowings	34,100,000	35,156,000
Long-term debt		5,000,000
Accrued interest payable	327,000	392,000
Other liabilities	2,161,000	2,178,000
Total liabilities	833,244,000	857,258,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,458,387 shares and 3,436,227 shares issued; 3,293,818 and 3,271,658 shares outstanding	2,161,000	2,148,000
Surplus	14,233,000	13,747,000
Retained earnings	68,249,000	65,618,000
Accumulated other comprehensive loss, net of tax	464,000	(3,412,000)
Treasury stock, at cost; 164,569 shares	(2,476,000)	(2,476,000)
Total shareholders' equity	82,631,000	75,625,000
Total liabilities and shareholders' equity	$ 915,875,000	$ 932,883,000