Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Operating Activities
Net income	$ 2,296,000	$ 2,408,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	275,000	275,000
Net gain on investment securities available-for-sale	(622,000)	(423,000)
Net gain on sale of repossessed assets		(5,000)
Net gain on sale of loans	(7,000)	(225,000)
Proceeds from sales of residential mortgages held-for-sale	131,000	6,575,000
Origination of residential mortgages held-for-sale	(124,000)	(5,238,000)
Income on bank-owned life insurance	(72,000)	(74,000)
Stock-based compensation expense	19,000	6,000
Deferred income tax provision	47,000	180,000
Net change in trading securities	(4,485,000)
Net increase in income taxes payable	539,000	451,000
Net increase in accrued interest receivable	(23,000)	(142,000)
Amortization of mortgage servicing rights and change in valuation allowance	11,000
Net amortization of premiums and discounts on investment securities	564,000	520,000
Net decrease in accrued interest payable	(18,000)	(40,000)
(Increase) decrease in other assets	(598,000)	2,891,000
Decrease in other liabilities	(152,000)	(387,000)
Net cash (used in) provided by operating activities	(2,219,000)	6,772,000
Investing Activities
Proceeds from payments, maturities and calls of investment securities available-for-sale	28,246,000	34,442,000
Proceeds from the sale of investment securities available-for-sale	12,581,000	4,097,000
Purchases of investment securities available-for-sale	(8,876,000)	(33,360,000)
Proceeds from redemption of investment in restricted bank stock	803,000	328,000
Purchase of restricted bank stock	(803,000)
Net increase in loans	(20,246,000)	(126,000)
Net purchases of premises and equipment	(216,000)	(986,000)
Proceeds from sales of repossessed assets		50,000
Net cash provided by investing activities	11,489,000	4,445,000
Financing Activities
Net increase (decrease) in non-interest bearing deposits	4,042,000	(1,545,000)
Net decrease in interest-bearing deposits	(4,340,000)	(279,000)
Net decrease in short-term borrowings	(2,221,000)	(3,615,000)
Repayments of long-term debt		(3,000)
Tax benefit from exercise of stock options	10,000	2,000
Cash dividends paid, net of reinvestment	(821,000)	(778,000)
Proceeds from issuance of common stock	115,000	168,000
Net cash used in financing activities	(3,215,000)	(6,050,000)
Increase in cash and cash equivalents	6,055,000	5,167,000
Cash and cash equivalents at beginning of year	16,286,000	15,453,000
Cash and cash equivalents at end of period	22,341,000	20,620,000
Supplemental Cash Flow Disclosures
Interest paid	1,152,000	1,384,000
Income taxes paid	100,000	100,000
Non-cash transactions:
Transfer of loans to repossessed assets or other real estate owned		36,000
Unsettled trades to purchase securities		$ 3,558,000