Consolidated Balance Sheets (Unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks	$ 15,081,000	$ 12,717,000
Interest-bearing deposits in banks	7,260,000	3,569,000
Total cash and cash equivalents	22,341,000	16,286,000
Investment securities
Trading	4,485,000	0
Available-for-sale (amortized cost $361,947 and $393,840)	359,452,000	388,670,000
Held-to-maturity (fair value $161 and $162)	146,000	146,000
Restricted investment in bank stocks	1,764,000	1,764,000
Loans receivable	521,856,000	501,716,000
Allowance for loan losses	(8,819,000)	(8,925,000)
Net loans	513,037,000	492,791,000
Bank-owned life insurance	10,482,000	10,407,000
Premises and equipment, net	9,816,000	9,875,000
Accrued interest receivable	2,602,000	2,579,000
Other assets	9,967,000	10,365,000
Total assets	934,092,000	932,883,000
Deposits
Demand, non-interest bearing	80,029,000	75,987,000
Interest-bearing demand	227,353,000	236,910,000
Money market	57,617,000	54,861,000
Savings	210,164,000	207,229,000
Time	151,308,000	153,803,000
Time of $100 or more	87,763,000	85,742,000
Total deposits	814,234,000	814,532,000
Short-term borrowings	32,935,000	35,156,000
Long-term debt	5,000,000	5,000,000
Accrued interest payable	374,000	392,000
Other liabilities	2,539,000	2,178,000
Total liabilities	855,082,000	857,258,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,448,755 shares and 3,436,227 shares issued; 3,284,186 and 3,271,658 shares outstanding	2,156,000	2,148,000
Surplus	13,980,000	13,747,000
Retained earnings	66,996,000	65,618,000
Accumulated other comprehensive loss, net of tax	(1,646,000)	(3,412,000)
Treasury stock, at cost; 164,569 shares	(2,476,000)	(2,476,000)
Total shareholders' equity	79,010,000	75,625,000
Total liabilities and shareholders' equity	$ 934,092,000	$ 932,883,000