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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 12,717 $ 14,859
Interest-bearing deposits in banks 3,569 594
Total cash and cash equivalents 16,286 15,453
Investment securities    
Available-for-sale (amortized cost $393,840 and $394,750) 388,670 401,502
Held-to-maturity (fair value $162 and $166) 146 146
Restricted investment in bank stocks 1,764 2,244
Loans held-for-sale   1,616
Loans receivable 501,716 477,733
Allowance for loan losses (8,925) (9,772)
Net loans 492,791 467,961
Bank-owned life insurance 10,407 10,074
Premises and equipment, net 9,875 8,973
Accrued interest receivable 2,579 2,803
Other assets 10,365 9,102
Total assets 932,883 919,874
Deposits    
Demand, non-interest bearing 75,987 73,685
Interest-bearing demand 236,910 191,335
Money market 54,861 76,047
Savings 207,229 191,337
Time 153,803 173,889
Time of $100,000 or more 85,742 95,345
Total deposits 814,532 801,638
Short-term borrowings 35,156 32,488
Long-term debt 5,000 5,287
Accrued interest payable 392 487
Other liabilities 2,178 2,351
Total liabilities 857,258 842,251
Shareholders' Equity    
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,436,227 shares and 3,392,572 shares issued; 3,271,658 and 3,228,003 shares outstanding 2,148 2,121
Surplus 13,747 12,787
Retained earnings 65,618 60,735
Accumulated other comprehensive (loss) income, net of tax (3,412) 4,456
Treasury stock, at cost; 164,569 shares (2,476) (2,476)
Total shareholders' equity 75,625 77,623
Total liabilities and shareholders' equity $ 932,883 $ 919,874