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Consolidated Statements of Cash Flows (Unaudited) (USD $)
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Operating Activities    
Net income $ 6,430,000 $ 7,050,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 843,000 727,000
Provision for loan losses 250,000 600,000
Net gains on investment securities (819,000) (493,000)
Net loss on sale of repossessed assets 150,000 34,000
Net gain on sale of loans (359,000) (644,000)
Loss on disposal of premises and equipment   4,000
Proceeds from sales of residential mortgages held-for-sale 15,332,000 15,908,000
Origination of residential mortgages held-for-sale (13,742,000) (14,678,000)
Income on bank-owned life insurance (226,000) (234,000)
Stock-based compensation expense 48,000 57,000
Deferred income tax (benefit) provision 216,000 (232,000)
Net (decrease) increase in income taxes payable (117,000) 6,000
Net decrease (increase) in accrued interest receivable 159,000 (139,000)
Amortization of mortgage servicing rights and change in valuation allowance 38,000 149,000
Net amortization of premiums and discounts on investment securities 1,656,000 1,519,000
Net decrease in accrued interest payable (104,000) (288,000)
Decrease (increase) in other assets 3,761,000 (440,000)
Decrease in other liabilities (372,000) (75,000)
Net cash provided by operating activities 13,144,000 8,831,000
Investing Activities    
Proceeds from payments, maturities and calls of investment securities available-for-sale 96,892,000 111,479,000
held-to-maturity   1,181,000
Proceeds from the sale of investment securities available-for-sale 13,552,000 22,395,000
Purchases of investment securities available-for-sale (126,775,000) (210,615,000)
Proceeds from redemption of investment in restricted bank stock 552,000 139,000
Purchase of restricted bank stock (176,000)  
Net (increase) decrease in loans (12,027,000) 10,729,000
Net purchases of premises and equipment (1,326,000) (1,367,000)
Proceeds from sales of repossessed assets 562,000 703,000
Net cash used in investing activities (28,746,000) (65,356,000)
Financing Activities    
Net increase in non-interest bearing deposits 1,438,000 635,000
Net increase in interest-bearing deposits 24,876,000 65,851,000
Net (decrease) increase in short-term borrowings (4,430,000) 7,904,000
Repayments of long-term debt (287,000) (15,009,000)
Tax benefit from exercise of stock options 2,000 14,000
Cash dividends paid, net of reinvestment (2,339,000) (2,248,000)
Proceeds from issuance of common stock 413,000 485,000
Net cash provided by financing activities 19,673,000 57,632,000
Increase in cash and cash equivalents 4,071,000 1,107,000
Cash and cash equivalents at beginning of year 15,453,000 10,555,000
Cash and cash equivalents at end of period 19,524,000 11,662,000
Supplemental Cash Flow Disclosures    
Interest paid 3,961,000 5,316,000
Income taxes paid 1,725,000 2,270,000
Non-cash transactions:    
Transfer of loans to repossessed assets or other real estate owned $ 1,196,000 $ 1,096,000