Consolidated Balance Sheets (Current Period Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 15,772	$ 14,859
Interest-bearing deposits in banks	3,752	594
Total cash and cash equivalents	19,524	15,453
Investment securities
Available-for-sale (amortized cost $410,244 and $394,750)	407,248	401,502
Held-to-maturity (fair value $162 and $166)	146	146
Restricted investment in bank stocks	1,868	2,244
Loans held-for-sale	385	1,616
Loans receivable	487,537	477,733
Allowance for loan losses	(8,995)	(9,772)
Net loans	478,542	467,961
Bank-owned life insurance	10,312	10,074
Premises and equipment, net	9,456	8,973
Accrued interest receivable	2,644	2,803
Other assets	8,990	9,102
Total assets	939,115	919,874
Deposits
Demand, non-interest bearing	75,123	73,685
Interest-bearing demand	246,988	191,335
Money market	57,809	76,047
Savings	203,973	191,337
Time	156,589	173,889
Time of $100,000 or more	87,470	95,345
Total deposits	827,952	801,638
Short-term borrowings	28,058	32,488
Long-term debt	5,000	5,287
Accrued interest payable	383	487
Other liabilities	1,979	2,351
Total liabilities	863,372	842,251
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,426,864 shares and 3,392,572 shares issued; 3,262,295 and 3,228,003 shares outstanding	2,142	2,121
Surplus	13,518	12,787
Retained earnings	64,537	60,735
Accumulated other comprehensive (loss) income, net of tax	(1,978)	4,456
Treasury stock, at cost; 164,569 shares	(2,476)	(2,476)
Total shareholders' equity	75,743	77,623
Total liabilities and shareholders' equity	$ 939,115	$ 919,874