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Consolidated Balance Sheets (Current Period Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 11,940 $ 14,859
Interest-bearing deposits in banks 3,957 594
Total cash and cash equivalents 15,897 15,453
Investment securities    
Available-for-sale (amortized cost $383,419 and $394,750) 380,364 401,502
Held-to-maturity (fair value $163 and $166) 146 146
Restricted investment in bank stocks 1,837 2,244
Loans held-for-sale 1,328 1,616
Loans receivable 489,215 477,733
Allowance for loan losses (9,431) (9,772)
Net loans 479,784 467,961
Bank-owned life insurance 10,226 10,074
Premises and equipment, net 9,600 8,973
Accrued interest receivable 2,981 2,803
Other assets 8,666 9,102
Total assets 910,829 919,874
Deposits    
Demand, non-interest bearing 74,682 73,685
Interest-bearing demand 197,738 191,335
Money market 65,810 76,047
Savings 204,510 191,337
Time 162,082 173,889
Time of $100,000 or more 91,091 95,345
Total deposits 795,913 801,638
Short-term borrowings 32,851 32,488
Long-term debt 5,282 5,287
Accrued interest payable 407 487
Other liabilities 2,140 2,351
Total liabilities 836,593 842,251
Shareholders' Equity    
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,418,128 shares and 3,392,572 shares issued; 3,253,559 and 3,228,003 shares outstanding 2,136 2,121
Surplus 13,304 12,787
Retained earnings 63,288 60,735
Accumulated other comprehensive (loss) income, net of tax (2,016) 4,456
Treasury stock, at cost; 164,569 shares (2,476) (2,476)
Total shareholders' equity 74,236 77,623
Total liabilities and shareholders' equity $ 910,829 $ 919,874