Consolidated Statements of Cash Flows (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Operating Activities
Net income	$ 4,646	$ 3,789
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	398	400
Provision for loan losses	1,100	1,400
Net gains on investment securities available-for-sale	(11)	(69)
Net loss on sale of repossessed assets	3
Net gain on sale of loans	(57)	(217)
Loss on disposal of premises and equipment		1
Proceeds from sales of residential mortgages held-for-sale	3,081	5,386
Origination of residential mortgages held-for-sale	(3,639)	(5,012)
Income on bank-owned life insurance	(190)	(132)
Stock-based compensation expense	29	25
Deferred income tax provision (benefit)	94	(272)
Net (decrease) increase in income taxes payable	(91)	191
Net decrease in accrued interest receivable	121	131
Amortization of mortgage servicing rights and change in valuation allowance	44	48
Net amortization of premiums and discounts on investment securities	623	416
Net decrease in accrued interest payable	(302)	(310)
(Increase) decrease in other assets	(1)	808
Decrease in other liabilities	(248)	(323)
Net cash provided by operating activities	5,600	6,260
Investing Activities
Proceeds from maturities and calls of investment securities available-for-sale	51,645	69,446
Proceeds from maturities and calls of investment securities held-to-maturity	825	500
Proceeds from sales of investment securities available-for-sale	23,434	2,476
Purchase of investment securities available-for-sale	(108,838)	(79,047)
Proceeds from redemption of investment in restricted bank stock	211
Net decrease (increase) in loans	5,237	(25,969)
Redemption of Bank Owned Life Insurance investment	95
Net purchases of premises and equipment	(378)	(364)
Proceeds from sale of repossessed assets	117	131
Net cash used by investing activities	(27,652)	(32,827)
Financing Activities
Net increase in non-interest bearing deposits	10,165	5,305
Net increase in interest-bearing deposits	14,539	18,562
Net increase in short-term borrowings	767	5,626
Repayments of long-term debt	(5)	(15,000)
Tax benefit from exercise of stock options	23
Cash dividends paid, net of reinvestment	(1,449)	(1,416)
Proceeds from issuance of common stock	282	172
Net cash provided by financing activities	24,322	13,249
Increase (decrease) in cash and cash equivalents	2,270	(13,318)
Cash and cash equivalents at beginning of year	14,912	30,999
Cash and cash equivalents at end of period	17,182	17,681
Supplemental Cash Flow Disclosures
Interest paid	4,477	5,728
Income taxes paid	1,340	1,150
Non-cash transactions
Transfer of loans to repossessed assets or other real estate owned	$ 30	$ 104