Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Interest income
Interest and fees on loans	$ 17,315	$ 15,250
Interest and dividends on available-for-sale & equity securities:
Taxable	4,013	3,325
Tax-exempt	353	357
Interest on interest-bearing balances and other interest income	517	637
Total interest income	22,198	19,569
Interest on deposits
Interest-bearing demand	2,400	2,220
Money market	1,818	2,015
Savings	893	949
Time less than $100	1,670	1,473
Time of $100 through $250	1,613	1,377
Time greater than $250	518	522
Interest on short-term borrowings	456	625
Interest on long-term debt	356	220
Interest on subordinated debt	937
Total interest expense	10,661	9,401
Net interest income	11,537	10,168
Provision (reversal) for credit losses	550	(86)
Net interest income after provision (reversal) for credit losses	10,987	10,254
Non-interest income
Net gain (loss) on sales and calls of available-for-sale and equity securities		377
Unrealized gain (loss) on equity securities		(30)
Fees for services to customers	447	420
ATM and debit card	656	636
Retail brokerage and advisory	141	93
Bank-owned life insurance	87	94
Merchant	75	99
Net gain on sale of loans	18	15
Other	160	132
Total non-interest income	1,584	1,836
Non-interest expense
Salaries and employee benefits	5,032	4,974
Net occupancy	614	578
Furniture and equipment	1,122	937
Marketing	189	266
Third party services	662	624
Telephone, postage and supplies	124	126
State taxes	267	100
FDIC insurance premiums	274	345
Other	1,085	883
Total non-interest expense	9,369	8,833
Income before income taxes	3,202	3,257
Provision for income taxes	624	663
Net income	$ 2,578	$ 2,594
Earnings per share - basic	$ 0.7	$ 0.71
Earnings per share - diluted	0.69	0.71
Cash dividends per share	$ 0.38	$ 0.37