Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands		Mar. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks		$ 17,746	$ 11,369
Interest-bearing deposits in banks		63,811	39,344
Total cash and cash equivalents		81,557	50,713
Investments:
Available-for-sale (amortized cost $622,837 and $626,391)	[1]	547,138	546,559
Restricted investment in stocks		5,491	5,436
Loans held-for-sale		248	664
Loans receivable		1,212,162	1,216,048
Allowance for credit losses on loans		(9,298)	(8,744)
Loans receivable, net		1,202,864	1,207,304
Bank-owned life insurance		12,025	11,937
Premises and equipment, net		17,011	17,255
Accrued interest receivable		4,801	4,965
Net deferred tax assets		17,409	18,325
Other assets		7,645	7,736
Total assets		1,896,189	1,870,894
Deposits
Demand, non-interest bearing		203,666	183,499
Interest-bearing demand		533,262	537,846
Money market		263,462	250,293
Savings		286,287	275,445
Time less than $100		176,928	178,163
Time $100 through $250		151,237	156,614
Time greater than $250		49,713	46,681
Total deposits		1,664,555	1,628,541
Short-term borrowings		43,299	53,844
Long-term debt		30,000	30,000
Subordinated debt		39,118	39,068
Accrued interest payable		4,465	7,580
Other liabilities		6,529	8,512
Total liabilities		1,787,966	1,767,545
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,918,183 shares and 3,905,302 shares issued; 3,709,497 and 3,696,616 shares outstanding		2,449	2,441
Surplus		28,085	27,633
Retained earnings		141,129	139,958
Accumulated other comprehensive loss, net of tax		(59,403)	(62,646)
Treasury stock, at cost; 208,686 and 208,686 shares		(4,037)	(4,037)
Total shareholders' equity		108,223	103,349
Total liabilities and shareholders' equity		$ 1,896,189	$ 1,870,894

[1] Includes derivatives designated as fair value hedges.