Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income
Interest and fees on loans	$ 15,250	$ 12,714
Interest and dividends on available-for-sale & equity securities:
Taxable	3,325	2,279
Tax-exempt	357	374
Interest on interest-bearing balances and other interest income	637	96
Total interest income	19,569	15,463
Interest on deposits
Interest-bearing demand	2,220	1,377
Money market	2,015	342
Savings	949	1,077
Time less than $100	1,473	382
Time of $100 through $250	1,377	727
Time greater than $250	522	123
Interest on short-term borrowings	625	995
Interest on long-term debt	220	23
Total interest expense	9,401	5,046
Net interest income	10,168	10,417
Provision (reversal) for credit losses on loans	(86)	(1,805)
Net interest income after provision for loan losses	10,254	12,222
Non-interest income
Net gain (loss) on sales and calls of available-for-sale and equity securities	377	(465)
Unrealized (loss) gain on investment equity securities	(30)	57
Fees for services to customers	420	402
ATM and debit card	636	659
Retail brokerage and advisory	93	234
Bank-owned life insurance	94	86
Merchant	99	93
Net gain on sale of loans	15	6
Other	132	147
Total non-interest income	1,836	1,219
Non-interest expense
Salaries and employee benefits	4,974	4,563
Net occupancy	578	540
Furniture and equipment	937	837
Marketing	266	203
Third party services	624	609
Telephone, postage and supplies	126	167
State taxes	100	124
FDIC insurance premiums	345	175
Other	883	982
Total non-interest expense	8,833	8,200
Income before income taxes	3,257	5,241
Provision for income taxes	663	1,123
Net income	$ 2,594	$ 4,118
Earnings per share - basic	$ 0.71	$ 1.15
Earnings per share - diluted	0.71	1.15
Cash dividends per share	$ 0.37	$ 0.37