Note 11 - Regulatory Restrictions (Tables)

3 Months Ended

Mar. 31, 2024

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
March 31, 2024	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	169,099		12.87	%	$	105,143		8.00	%	$	131,429		10.00	%
Bank		155,045		11.98			103,510	8.00				129,388	10.00
Tier 1 capital (to risk-weighted assets):
The Company	$	160,249		12.19			78,858	6.00				78,858	6.00
Bank		146,195		11.30			77,633	6.00				103,510	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		160,249		12.19			59,143	4.50			N/A		N/A
Bank		146,195		11.30			58,225	4.50				84,102	6.50
Tier 1 capital (to average assets):
The Company		160,249		9.01			71,143	4.00			N/A		N/A
Bank		146,195		8.28			70,590	4.00				88,237	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2023	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	167,711		13.09	%		102,513		8.00	%		128,142		10.00	%
Bank		154,062		12.20			101,032	8.00				126,290	10.00
Tier 1 capital (to risk-weighted assets):
The Company		158,753		12.39			76,885	6.00				76,885	6.00
Bank		145,104		11.49			75,774	6.00				101,032	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		158,753		12.39			57,664	4.50			N/A		N/A
Bank		145,104		11.49			56,830	4.50				82,088	6.50
Tier 1 capital (to average assets):
The Company		158,753		8.92			71,185	4.00			N/A		N/A
Bank		145,104		8.18			70,961	4.00				88,701	5.00