XML 87 R76.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 5 - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period $ 10,531 $ 11,184 $ 10,826
Provision for (credit to) loan losses   850 458
Charge-offs   (196) (263)
Recoveries   393 163
Allowance for loan losses, end of period 8,852 10,531 11,184
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 1,316 3,368 4,050
Provision for (credit to) loan losses (771) (2,320) (774)
Charge-offs (313) (38) 0
Recoveries 661 306 92
Allowance for loan losses, end of period 823 1,316 3,368
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 1,316    
Allowance for loan losses, end of period   1,316  
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (70)    
Allowance for loan losses, end of period   (70)  
Commercial Portfolio Segment [Member] | Construction and Land Development [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses 507    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 1,252    
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 755    
Allowance for loan losses, end of period   755  
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (10)    
Allowance for loan losses, end of period   (10)  
Commercial Portfolio Segment [Member] | Construction Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 755 363 346
Provision for (credit to) loan losses   392 (17)
Charge-offs   0 0
Recoveries   0 0
Allowance for loan losses, end of period   755 363
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses 56    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 1,735    
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 995    
Allowance for loan losses, end of period   995  
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 684    
Allowance for loan losses, end of period   684  
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (174)    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 1,001    
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 1,549    
Allowance for loan losses, end of period   1,549  
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (374)    
Allowance for loan losses, end of period   (374)  
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (163)    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 1,167    
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 2,458    
Allowance for loan losses, end of period   2,458  
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (1,128)    
Allowance for loan losses, end of period   (1,128)  
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (5)    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 27    
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 25    
Allowance for loan losses, end of period   25  
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 7    
Allowance for loan losses, end of period   7  
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (203)    
Charge-offs 0    
Recoveries 10    
Allowance for loan losses, end of period 1,507    
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 1,210    
Allowance for loan losses, end of period   1,210  
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 490    
Allowance for loan losses, end of period   490  
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (2)    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 14    
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 30    
Allowance for loan losses, end of period   30  
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (14)    
Allowance for loan losses, end of period   (14)  
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 5,002 4,280 3,736
Provision for (credit to) loan losses   722 544
Charge-offs   0 0
Recoveries   0 0
Allowance for loan losses, end of period   5,002 4,280
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 1,240 1,035 871
Provision for (credit to) loan losses   160 181
Charge-offs   0 (38)
Recoveries   45 21
Allowance for loan losses, end of period   1,240 1,035
State and Political Subdivisions Portfolio Segment [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 94 69 89
Provision for (credit to) loan losses (19) (25) (20)
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, end of period 55 94 69
State and Political Subdivisions Portfolio Segment [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 94    
Allowance for loan losses, end of period   94  
State and Political Subdivisions Portfolio Segment [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (20)    
Allowance for loan losses, end of period   (20)  
Retail Portfolio Segment [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (828)    
Charge-offs (475)    
Recoveries 713    
Allowance for loan losses, end of period 8,852    
Retail Portfolio Segment [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 10,531    
Allowance for loan losses, end of period   10,531  
Retail Portfolio Segment [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (1,089)    
Allowance for loan losses, end of period   (1,089)  
Retail Portfolio Segment [Member] | Consumer Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 502 542 265
Provision for (credit to) loan losses   82 410
Charge-offs   (158) (176)
Recoveries   36 43
Allowance for loan losses, end of period   502 542
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 683 646 533
Provision for (credit to) loan losses (59) 37 (113)
Charge-offs 0 0 0
Recoveries 0 0 0
Allowance for loan losses, end of period 427 683 646
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 682    
Allowance for loan losses, end of period   682  
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (196)    
Allowance for loan losses, end of period   (196)  
Retail Portfolio Segment [Member] | Construction - Individual [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (1)    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 0    
Retail Portfolio Segment [Member] | Construction - Individual [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 1    
Allowance for loan losses, end of period   1  
Retail Portfolio Segment [Member] | Construction - Individual [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period    
Allowance for loan losses, end of period    
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (154)    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 138    
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 299    
Allowance for loan losses, end of period   299  
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (7)    
Allowance for loan losses, end of period   (7)  
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses 110    
Charge-offs 0    
Recoveries 0    
Allowance for loan losses, end of period 182    
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 57    
Allowance for loan losses, end of period   57  
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 15    
Allowance for loan losses, end of period   15  
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses 15    
Charge-offs 0    
Recoveries 6    
Allowance for loan losses, end of period 105    
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 55    
Allowance for loan losses, end of period   55  
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 29    
Allowance for loan losses, end of period   29  
Retail Portfolio Segment [Member] | Student Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses (48)    
Charge-offs (57)    
Recoveries 8    
Allowance for loan losses, end of period 369    
Retail Portfolio Segment [Member] | Student Loans [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 454    
Allowance for loan losses, end of period   454  
Retail Portfolio Segment [Member] | Student Loans [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 12    
Allowance for loan losses, end of period   12  
Retail Portfolio Segment [Member] | Overdrafts [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses 70    
Charge-offs (91)    
Recoveries 26    
Allowance for loan losses, end of period 16    
Retail Portfolio Segment [Member] | Overdrafts [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 8    
Allowance for loan losses, end of period   8  
Retail Portfolio Segment [Member] | Overdrafts [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 3    
Allowance for loan losses, end of period   3  
Retail Portfolio Segment [Member] | Other Consumer [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Provision for (credit to) loan losses 13    
Charge-offs (14)    
Recoveries 2    
Allowance for loan losses, end of period 34    
Retail Portfolio Segment [Member] | Other Consumer [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 41    
Allowance for loan losses, end of period   41  
Retail Portfolio Segment [Member] | Other Consumer [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period (8)    
Allowance for loan losses, end of period   (8)  
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 437 376 386
Provision for (credit to) loan losses   55 32
Charge-offs   0 (49)
Recoveries   6 7
Allowance for loan losses, end of period   437 376
Unallocated Financing Receivables [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 502 505 550
Provision for (credit to) loan losses 0 (3) 45
Charge-offs   0 0
Recoveries   0 0
Allowance for loan losses, end of period 0 502 $ 505
Unallocated Financing Receivables [Member] | Prior to adoption of ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period 502    
Allowance for loan losses, end of period   502  
Unallocated Financing Receivables [Member] | Impact of adopting ASC 326      
Financing Receivable Allowance For Credit Losses [Line Items]      
Allowance for loan losses, beginning of period $ (502)    
Allowance for loan losses, end of period   $ (502)