Note 20 - Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2023

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2023	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted    assets):
Consolidated	$	167,711		13.09	%		102,513		8.00	%		128,142		10.00	%
Bank		154,062		12.20			101,032	8.00				126,290	10.00
Tier I capital (to risk-weighted assets):
Consolidated		158,753		12.39			76,885	6.00				76,885	6.00
Bank		145,104		11.49			75,774	6.00				101,032	8.00
Common equity tier 1 capital (to risk-    weighted assets):
Consolidated		158,753		12.39			57,664	4.50			N/A		N/A
Bank		145,104		11.49			56,830	4.50				82,088	6.50
Tier I capital (to average assets):
Consolidated		158,753		8.92			71,185	4.00			N/A		N/A
Bank		145,104		8.18			70,961	4.00				88,701	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2022	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted    assets):
Consolidated	$	162,725		13.19	%		98,701		8.00	%		123,376		10.00	%
Bank		149,908		12.52			95,796	8.00				119,746	10.00
Tier I capital (to risk-weighted assets):
Consolidated		152,077		12.33			74,025	6.00				74,025	6.00
Bank		139,260		11.63			71,847	6.00				95,796	8.00
Common equity tier 1 capital (to risk-    weighted assets):
Consolidated		152,077		12.33			55,519	4.50			N/A		N/A
Bank		139,260		11.63			53,886	4.50				77,835	6.50
Tier I capital (to average assets):
Consolidated		152,077		8.75			69,507	4.00			N/A		N/A
Bank		139,260		8.07			69,009	4.00				86,261	5.00