Consolidated Balance Sheets - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 11,447,000	$ 14,657,000
Interest-bearing deposits in banks	51,210,000	1,242,000
Total cash and cash equivalents	62,657,000	15,899,000
Investment securities:
Available-for-sale (amortized cost $576,178 and $649,217)	490,182,000	546,525,000
Equity securities (cost of $5,695 and $12,091)	5,910,000	12,056,000
Restricted investment in bank stocks	2,730,000	5,193,000
Loans held-for-sale	549,000
Loans receivable	1,093,533,000	1,039,385,000
Allowance for loan losses	(8,852,000)	(10,531,000)
Net loans	1,084,681,000	1,028,854,000
Bank-owned life insurance	11,946,000	11,625,000
Premises and equipment, net	14,952,000	15,463,000
Accrued interest receivable	6,101,000	5,038,000
Net deferred tax assets	19,290,000	23,077,000
Other assets	7,320,000	4,767,000
Total assets	1,706,318,000	1,668,497,000
Deposits
Demand, non-interest bearing	185,098,000	231,849,000
Interest-bearing demand	462,712,000	452,927,000
Money market	222,843,000	127,043,000
Savings	303,079,000	431,101,000
Time less than $100	149,851,000	91,329,000
Time $100 through $250	121,793,000	59,650,000
Time greater than $250	43,337,000	24,470,000
Total deposits	1,488,713,000	1,418,369,000
Short-term borrowings	94,094,000	161,327,000
Long-term debt	20,000,000	10,000,000
Accrued interest payable	5,294,000	467,000
Other liabilities	7,393,000	7,376,000
Total liabilities	1,615,494,000	1,597,539,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,861,940 shares and 3,796,948 shares issued; 3,653,254 and 3,588,262 shares outstanding	2,414,000	2,373,000
Surplus	26,439,000	24,798,000
Retained earnings	133,945,000	128,951,000
Accumulated other comprehensive loss, net of tax	(67,937,000)	(81,127,000)
Treasury stock, at cost; 208,686 and 208,686 shares	(4,037,000)	(4,037,000)
Total shareholders' equity	90,824,000	70,958,000
Total liabilities and shareholders' equity	$ 1,706,318,000	$ 1,668,497,000