Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Operating Activities
Net income	$ 4,118,000	$ 3,710,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	412,000	419,000
Provision for credit losses	(1,805,000)
Net loss (gain) on calls and sales of debt and equity securities	465,000	(36,000)
Net unrealized gain on equity securities	(57,000)	8,000
Net gain on sale of loans	(6,000)
Proceeds from sales of residential mortgages held-for-sale	388,000
Origination of residential mortgages held-for-sale	(770,000)
Increase in cash surrender value of bank-owned life insurance	(86,000)	(81,000)
Stock-based compensation expense	20,000	22,000
Deferred income tax provision	284,000	131,000
Net decrease in income taxes payable	(284,000)	(385,000)
Net decrease in accrued interest receivable	1,613,000	323,000
Amortization of mortgage servicing rights and change in valuation allowance	11,000	15,000
Net amortization of premiums and discounts on investment securities	482,000	643,000
Net increase (decrease) in accrued interest payable	456,000	(34,000)
Operating lease payments	(156,000)	(154,000)
Increase in other assets	(343,000)	(759,000)
Decrease in other liabilities	(663,000)	(1,468,000)
Net cash provided by operating activities	4,079,000	2,354,000
Investing Activities
Proceeds from payments, maturities and calls of investments available-for-sale	10,210,000	21,853,000
Proceeds from the sale of investments available-for-sale	9,081,000	0
Proceeds from the sale of equity securities	709,000	262,000
Purchases of investments available-for-sale		(33,312,000)
Purchases of equity securities	(712,000)	(477,000)
Proceeds from redemption of investment in restricted stock	4,944,000	1,827,000
Purchases of restricted stock	(1,849,000)	(1,835,000)
Net decrease in loans	27,961,000	148,000
Net purchases of premises and equipment	(115,000)	(93,000)
Net cash provided (used in) investing activities	50,229,000	(11,627,000)
Financing Activities
Net decrease in non-interest bearing deposits	(19,590,000)	(982,000)
Net increase in interest-bearing deposits	25,811,000	2,990,000
Net decrease in short-term borrowings	(51,135,000)	8,262,000
Repayment of long-term debt	(10,000,000)
Cash dividends paid, net of reinvestment	(1,151,000)	(1,131,000)
Purchase of treasury shares		(75,000)
Proceeds from issuance of common stock	59,000	79,000
Net cash (used in) provided by financing activities	(56,006,000)	9,143,000
(Decrease) increase in cash and cash equivalents	(1,698,000)	(130,000)
Cash and cash equivalents at beginning of year	15,899,000	13,390,000
Cash and cash equivalents at end of period	14,201,000	13,260,000
Supplemental Cash Flow Disclosures
Interest paid	4,590,000	1,106,000
Net income taxes paid	1,123,000	1,078,000
Non-cash transactions:
Cumulative change in accounting principal	857,000
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 369,000	$ 43,000