Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest income
Interest and fees on loans	$ 12,714	$ 9,003
Interest and dividends on available-for-sale & equity securities:
Taxable	2,279	2,274
Tax-exempt	374	517
Interest on interest-bearing balances and other interest income	96	15
Total interest income	15,463	11,809
Interest on deposits
Interest-bearing demand	1,377	237
Money market	342	106
Savings	1,077	321
Time less than $100	382	184
Time of $100 through $250	727	85
Time greater than $250	123	42
Interest on short-term borrowings	995	59
Interest on long-term debt	23	39
Total interest expense	5,046	1,073
Net interest income	10,417	10,736
(Reversal) provision for credit losses	(1,805)
Net interest income after provision for loan losses	12,222	10,736
Non-interest income
Net gain on sales and calls of available-for-sale and equity securities	(465)	36
Unrealized (loss) gain on investment equity securities	57	(8)
Fees for services to customers	402	384
ATM and debit card	659	641
Retail brokerage and advisory	234	205
Bank-owned life insurance	86	81
Merchant	93	95
Net gain on sale of loans	6
Other	147	177
Total non-interest income	1,219	1,611
Non-interest expense
Salaries and employee benefits	4,563	4,266
Net occupancy	540	578
Furniture and equipment	837	687
Marketing	203	194
Third party services	609	667
Telephone, postage and supplies	167	194
State taxes	124	272
FDIC insurance premiums	175	217
Other	982	738
Total non-interest expense	8,200	7,813
Income before income taxes	5,241	4,534
Provision for income taxes	1,123	824
Net income	$ 4,118	$ 3,710
Earnings per share - basic	$ 1.15	$ 1.04
Earnings per share - diluted	1.15	1.04
Cash dividends per share	$ 0.37	$ 0.36