Note 11 - Regulatory Restrictions (Tables)

3 Months Ended

Mar. 31, 2023

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
March 31, 2023	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	164,271		13.53	%	$	97,099		8.00	%	$	121,374		10.00	%
Bank		151,466		12.86			94,219	8.00				117,774	10.00
Tier 1 capital (to risk-weighted assets):
The Company	$	155,980		12.85			72,825	6.00				72,825	6.00
Bank		143,175		12.16			70,664	6.00				94,219	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		155,980		12.85			54,618	4.50			N/A		N/A
Bank		143,175		12.16			52,998	4.50				76,553	6.50
Tier 1 capital (to average assets):
The Company		155,980		9.07			68,766	4.00			N/A		N/A
Bank		143,175		8.39			68,249	4.00				85,311	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2022	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	162,725		13.19	%	$	98,701		8.00	%	$	123,376		10.00	%
Bank		149,908		12.52			95,796	8.00				119,746	10.00
Tier 1 capital (to risk-weighted assets):
The Company		152,077		12.33			74,025	6.00				74,025	6.00
Bank		139,260		11.63			71,847	6.00				95,896	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		152,077		12.33			55,519	4.50			N/A		N/A
Bank		139,260		11.63			53,886	4.50				77,835	6.50
Tier 1 capital (to average assets):
The Company		152,077		8.75			69,507	4.00			N/A		N/A
Bank		139,260		8.07			69,009	4.00				86,261	5.00