EX-4.1 3 g72107ex4-1.txt CERTIFICATE OF TRUST 1 EXHIBIT 4.1 CERTIFICATE OF TRUST The undersigned, the trustees of SunTrust Capital IV, desiring to form a business trust pursuant to Delaware Business Trust Act, 12 Del. C. ss. 3810 et seq. hereby certify as follows: (a) The name of the business trust being formed hereby (the "Trust") is "SunTrust Capital IV." (b) The name and business address of the trustee of the Trust which has its principal place of business in the State of Delaware is as follows: First Chicago Delaware Inc. 300 King Street Wilmington, DE 19801 (c) This Certificate of Trust shall be effective as of the date of filing Dated: February 10, 1998 /s/ Raymond D. Fortin ---------------------------------------- Raymond D. Fortin Regular Trustee /s/ Donald T. Heroman ---------------------------------------- Donald T. Heroman Regular Trustee /s/ Kenneth R. Houghton ---------------------------------------- Kenneth R. Houghton Regular Trustee FIRST CHICAGO DELAWARE INC., as Delaware Trustee By: /s/ John R. Prendiville ---------------------------------------- John R. Prendiville Vice President THE FIRST NATIONAL BANK OF CHICAGO, as Institutional Trustee By: /s/ John R. Prendiville ---------------------------------------- John R. Prendiville Vice President