SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013 Loan	Dec. 31, 2012
SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES [Abstract]
FHLB short term amount	$ 25,000,000	$ 0
Number of FHLB advances	1
Maturity period for the advances from the Federal Home Loan Bank	87 days
Fixed interest rate of FHLB (in hundredths)	0.15%
Short-term and long-term FHLB advances are collateralized	180,600,000
Additional FHLB advances available	$ 130,400,000	$ 206,100,000