Consolidated Statements of Condition (unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks, including required reserves of $3,914 and $3,487, respectively	$ 21,006	$ 20,758
Interest-bearing deposits in banks	51,281	69,452
Federal funds sold	1,952	1,697
Time deposits held in banks	0	5,164
Securities available-for-sale, at fair value (cost of $312,732 at June 30, 2011 and $257,472 at December 31, 2010)	322,272	263,809
Securities held-to-maturity (fair value of $344 at June 30, 2011 and $1,608 at December 31, 2010)	340	1,588
Other investments	5,060	5,062
Loans	587,412	580,812
Allowance for loan losses	(7,313)	(8,813)
Loans, net	580,099	571,999
Bank premises and equipment, net	37,178	36,592
Accrued interest receivable	4,541	4,628
Goodwill	9,271	9,271
Intangibles	74	115
Cash surrender value of life insurance	4,772	4,698
Other real estate	5,677	1,206
Other assets	5,582	6,300
Total assets	1,049,105	1,002,339
Deposits:
Non-interest-bearing	217,706	199,460
Interest bearing	608,190	601,312
Total deposits	825,896	800,772
Securities sold under agreements to repurchase	45,963	43,826
Federal funds purchased	0	0
Junior subordinated debentures	15,465	15,465
Unsettled securities purchased	15,159	0
Other liabilities	7,492	5,623
Total liabilities	909,975	865,686
Commitments and Contingencies
Shareholders' Equity:
Preferred stock, no par value; 5,000,000 shares authorized, 20,000 shares issued and outstanding at June 30, 2011 and at December 31, 2010	19,507	19,408
Common stock, $0.10 par value; 30,000,000 shares authorized, 9,880,743 issued and 9,730,266 outstanding at June 30, 2011 and December 31, 2010	988	988
Additional paid-in capital	89,966	89,893
Unearned ESOP shares	(47)	(104)
Accumulated other comprehensive income	6,297	4,182
Treasury stock - 150,477 shares at June 30, 2011 and December 31, 2010, at cost	(3,286)	(3,286)
Retained earnings	25,705	25,572
Total shareholders' equity	139,130	136,653
Total liabilities and shareholders' equity	$ 1,049,105	$ 1,002,339