XML 60 R43.htm IDEA: XBRL DOCUMENT v3.19.1
REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Capital Requirements [Abstract]  
Schedule of Actual Capital Amounts and Ratios
The Company’s and the Bank’s regulatory ratios at the dates indicated are presented below (in thousands):
 
 
Actual
 
Minimum
 
Well Capitalized
December 31, 2018
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Common equity Tier 1 (CET1)
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
137,991

 
12.20
%
 
$
50,879

 
4.50
%
 
N/A

 
N/A

Bank
 
$
159,673

 
14.14
%
 
$
50,800

 
4.50
%
 
$
73,378

 
6.50
%
Total capital
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
215,310

 
19.04
%
 
$
90,452

 
8.00
%
 
N/A

 
N/A

Bank
 
$
173,832

 
15.40
%
 
$
90,312

 
8.00
%
 
$
112,890

 
10.00
%
Tier 1 capital
 
 
 
 
 
 

 
 

 
 

 
 

Company
 
$
201,130

 
17.79
%
 
$
67,839

 
6.00
%
 
N/A

 
N/A

Bank
 
$
159,673

 
14.14
%
 
$
67,734

 
6.00
%
 
$
90,312

 
8.00
%
Tier 1 Leverage
 
 
 
 
 
 

 
 

 
 

 
 

Company
 
$
201,130

 
11.45
%
 
$
70,282

 
4.00
%
 
N/A

 
N/A

Bank
 
$
159,673

 
9.11
%
 
$
70,141

 
4.00
%
 
$
87,676

 
5.00
%

 
 
Actual
 
Minimum
 
Well Capitalized
December 31, 2017
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Common equity Tier 1 (CET1)
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
171,161

 
12.10
%
 
$
63,678

 
4.50
%
 
N/A

 
N/A

Bank
 
$
183,825

 
13.00
%
 
$
63,646

 
4.50
%
 
$
91,933

 
6.50
%
Total capital
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
251,456

 
17.77
%
 
$
113,205

 
8.00
%
 
N/A

 
N/A

Bank
 
$
201,624

 
14.26
%
 
$
113,148

 
8.00
%
 
$
141,435

 
10.00
%
Tier 1 capital
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
233,648

 
16.51
%
 
$
84,904

 
6.00
%
 
N/A

 
N/A

Bank
 
$
183,825

 
13.00
%
 
$
84,861

 
6.00
%
 
$
113,148

 
8.00
%
Tier 1 Leverage
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
233,648

 
12.53
%
 
$
74,614

 
4.00
%
 
N/A

 
N/A

Bank
 
$
183,825

 
9.86
%
 
$
74,591

 
4.00
%
 
$
93,239

 
5.00
%