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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Interest income:    
Loans, including fees $ 60,485 $ 68,708
Investment securities:    
Taxable 9,246 9,180
Nontaxable 1,146 1,498
Other interest income 4,635 1,237
Total interest income 75,512 80,623
Interest expense:    
Deposits 5,919 4,099
Securities under agreement to repurchase 98 685
Federal Home Loan Bank advances 466 412
Junior subordinated debentures 1,025 830
Total interest expense 7,508 6,026
Net interest income 68,004 74,597
Provision for loan losses 16,740 30,200
Net interest income after provision for loan losses 51,264 44,397
Noninterest income:    
Service charges on deposit accounts 7,844 8,968
ATM and debit card income 8,081 7,668
Credit card income 1,518 1,543
Gain (loss) on securities, net (49) 347
Gain on sale of branches 0 744
Other 2,109 2,511
Total noninterest income 19,503 21,781
Noninterest expenses:    
Salaries and employee benefits 32,292 33,889
Occupancy expense 12,501 15,670
ATM and debit card expense 2,555 2,721
Loss on transfer of loans to held-for-sale 987 6,030
Remediation expense 19,721 2,628
Other 24,261 19,599
Total noninterest expense 92,317 80,537
Loss before income taxes (21,550) (14,359)
Income tax (benefit) expense 5,966 (2,598)
Net loss (27,516) (11,761)
Dividends on preferred stock 3,239 3,242
Net loss available to common stockholders $ (30,755) $ (15,003)
Loss per common share:    
Basic (in dollars per share) $ (1.85) $ (1.06)
Diluted (in dollars per share) $ (1.85) $ (1.06)