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REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2016
Regulatory Capital Requirements [Abstract]  
Schedule of Actual Capital Amounts and Ratios
The Company’s and the Bank’s actual capital amounts and ratios are presented in the table below (in thousands):
 
 
Actual
 
Required for Minimum Capital Adequacy Purposes
 
To be Well Capitalized Under Prompt Corrective Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier I capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
131,091

 
8.81
%
 
$
66,937

 
4.50
%
 
N/A

 
N/A

Bank
 
$
178,587

 
12.00
%
 
$
66,980

 
4.50
%
 
$
96,749

 
6.50
%
Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
212,366

 
14.28
%
 
$
118,999

 
8.00
%
 
N/A

 
N/A

Bank
 
$
197,265

 
13.25
%
 
$
119,076

 
8.00
%
 
$
148,845

 
10.00
%
Tier I capital to risk-weighted assets:
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
193,700

 
13.02
%
 
$
89,249

 
6.00
%
 
N/A

 
N/A

Bank
 
$
178,587

 
12.00
%
 
$
89,307

 
6.00
%
 
$
119,076

 
8.00
%
Tier I capital to average assets:
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
193,700

 
10.11
%
 
$
76,609

 
4.00
%
 
N/A

 
N/A

Bank
 
$
178,587

 
9.32
%
 
$
76,623

 
4.00
%
 
$
95,779

 
5.00
%

 
 
Actual
 
Required for Minimum Capital Adequacy Purposes
 
To be Well Capitalized Under Prompt Corrective Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier I capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
128,470

 
8.91
%
 
$
64,907

 
4.50
%
 
N/A

 
N/A

Bank
 
$
177,057

 
12.27
%
 
$
64,947

 
4.50
%
 
$
93,812

 
6.50
%
Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
209,132

 
14.50
%
 
$
115,390

 
8.00
%
 
N/A

 
N/A

Bank
 
$
195,111

 
13.52
%
 
$
115,461

 
8.00
%
 
$
144,326

 
10.00
%
Tier I capital to risk-weighted assets:
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
191,089

 
13.25
%
 
$
86,543

 
6.00
%
 
N/A

 
N/A

Bank
 
$
177,057

 
12.27
%
 
$
86,595

 
6.00
%
 
$
115,461

 
8.00
%
Tier I capital to average assets:
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
191,089

 
10.10
%
 
$
75,689

 
4.00
%
 
N/A

 
N/A

Bank
 
$
177,057

 
9.36
%
 
$
75,683

 
4.00
%
 
$
94,603

 
5.00
%