X0202 4 2005-08-15 0 0000745456 MONROE BANCORP MROE 0001277528 ROYAL CHARLES R JR 1420 S. VALLEY FORGE RD BLOOMINGTON IN 47401 1 0 0 0 Common Stock 2005-08-15 4 G 0 264 0 D 431087.911 D Common Stock 2005-08-15 4 G 0 264 0 D 430823.911 D Common Stock 2005-08-15 4 G 0 264 0 D 430559.911 D Common Stock 2005-08-15 4 G 0 264 0 D 430295.911 D Common Stock 2005-08-15 4 G 0 264 0 D 430031.911 D Common Stock 2005-08-15 4 G 0 264 0 D 429767.911 D Common Stock 2005-08-15 4 G 0 264 0 D 429503.911 D Common Stock 2005-08-15 4 G 0 264 0 D 429239.911 D Common Stock 2005-08-15 4 G 0 264 0 D 428975.911 D Common Stock 2005-08-15 4 G 0 264 0 D 428711.911 D Common Stok 2005-08-15 4 G 0 264 0 D 428447.911 D Common Stock 2005-08-15 4 G 0 264 0 D 428183.911 D Common Stock 2005-08-15 4 G 0 264 0 D 427919.911 D Common Stock 2005-08-15 4 G 0 264 0 D 427655.911 D All gifted shares restated for 10% stock dividend paid November 17, 2005 Shares beneficially owned include the following shares purchased in 2005 through the Monroe Bancorp Dividend Reinvestment Plan (all shares are restated for the 10% stock dividend paid November 17, 2005): March 31, 2005: 3,358.315 shares June 30, 2005: 3,212.250 shares September 30, 2005: 3,293.558 shares Kathryn E. Burns, Power of Attorney for Charles R. Royal, Jr. 2005-12-29