CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Cash flows from operating activities
Net (loss) income	$ (12,580,000)	$ (6,687,000)	$ (6,362,000)
Adjustments to reconcile net loss to net cash from operating activities:
Depreciation	668,000	686,000	674,000
Gain on sale of securities	0	(527,000)	(2,390,000)
Net impairment loss on securities	0	163,000	659,000
Provision for loan and lease losses	11,100,000	6,900,000	9,668,000
Write-down of other real estate owned	4,867,000	4,018,000	3,791,000
Deferred loan fees	(219,000)	(79,000)	(170,000)
Net loss (gain) on sale of other real estate owned	247,000	(17,000)	236,000
Amortization of other intangible asset	0	0	462,000
Restricted stock awards expense	106,000	238,000	0
Net change in accrued interest receivable	282,000	350,000	452,000
Net change in other assets	650,000	1,447,000	2,461,000
Net change in accrued interest payable and other liabilities	(147,000)	(61,000)	(428,000)
Net cash provided (used) from operating activities	4,974,000	6,431,000	9,053,000
Cash flows from investing activities
Investment in interest bearing deposits in financial institutions - maturities of 90 days or more	(5,654,000)	0	0
Proceeds from maturities of interest bearing deposits in financial institutions - maturities of 90 days or more	248,000	0	0
Proceeds from maturities, calls and principal reductions of securities available for sale	9,802,000	9,020,000	27,408,000
Proceeds from sales of securities available for sale	0	20,102,000	105,697,000
Purchases of securities available for sale	(400,000)	(19,793,000)	(89,418,000)
Redemptions of Federal Home Loan Bank stock	870,000	0	0
Changes in loans made to customers	35,930,000	46,270,000	16,047,000
Property and equipment expenditures	(143,000)	(301,000)	(409,000)
Improvements to other real estate owned	0	0	(34,000)
Proceeds from sale of other real estate owned	7,282,000	10,616,000	12,140,000
Net cash provided from investing activities	47,935,000	65,914,000	71,431,000
Net (decrease) increase in:
Deposits	(39,037,000)	(48,920,000)	(70,685,000)
Securities sold under repurchase agreements and other short-term borrowings	(193,000)	(16,062,000)	(13,847,000)
Advances from borrowers for taxes and insurance	113,000	113,000	211,000
Net cash used-in financing activities	(39,117,000)	(64,869,000)	(84,321,000)
Increase (decrease) in cash and cash equivalents	13,792,000	7,476,000	(3,837,000)
Cash and cash equivalents at beginning of period	37,833,000	30,357,000	34,194,000
Cash and cash equivalents at end of period	51,625,000	37,833,000	30,357,000
Supplemental disclosures
Cash paid for interest	978,000	2,572,000	5,463,000
Transfer of loans to other real estate owned	4,848,000	9,633,000	21,261,000
Noncash accrual of preferred dividends	$ 988,000	$ 938,000	$ 893,000