Note 7 - Deposits

At year-end 2012, stated maturities of time deposits were:

2013	$	85,225
2014		11,621
2015		4,083
2016		2,484
2017		3,282

	$	106,695

Related parties are directors, stockholders with 5% or more ownership of the Company and executive officers of the Company or Bank and their related interests. Related party deposits were at the same terms and conditions available to the public at year-end 2012 and 2011 and totaled $7,007,000 and $7,099,000, respectively.

Brokered deposits at year-end 2012 and 2011 totaled $2,004,000 and $11,853,000, respectively which consisted of CDARS time deposits. CDARS time deposits are Bank customer time deposits that allow the depositor to increase their FDIC insurance coverage over FDIC limits. The Bank trades portions of the customers' time deposits with other independent financial institutions across the country to accomplish this.

At year-end 2012 and 2011, the Company had $7,377,000 and $28,478,000, respectively, of wholesale internet deposits that are not considered brokered deposits.