CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities
Net loss	$ (7,440)	$ (5,070)
Adjustments to reconcile net loss to net cash from operating activities:
Depreciation	509	515
Gain on sale of securities	0	(277)
Net impairment loss on securities	0	163
Provision for loan and lease losses	6,100	5,700
Write-down of other real estate owned	3,855	2,125
Net loss (gain) on sales of other real estate owned	194	(12)
Restricted stock awards expense	81	210
Net change in accrued interest receivable and other assets	566	846
Net change in accrued interest payable and other liabilities	(327)	(324)
Net cash provided from operating activities	3,538	3,876
Cash flows from investing activities
Changes in interest bearing deposits in financial institutions maturities of 90 days or greater	(2,976)	0
Proceeds from maturities, calls and principal reductions of securities available for sale	7,482	6,245
Redemptions of Federal Home Loan Bank stock	870	0
Proceeds from sales of securities available for sale	0	19,852
Purchases of securities available for sale	(400)	(19,793)
Changes in loans made to customers	26,419	20,135
Property and equipment expenditures	(137)	(175)
Proceeds from sales of other real estate owned	6,640	7,998
Net cash provided from investing activities	37,898	34,262
Net (decrease) increase in:
Deposits	(37,658)	(11,444)
Securities sold under repurchase agreements and other short-term borrowings	271	(14,830)
Advances from borrowers for taxes and insurance	(670)	(754)
Net cash used in financing activities	(38,057)	(27,028)
Net change in cash and cash equivalents	3,379	11,110
Cash and cash equivalents at beginning of period	37,833	30,357
Cash and cash equivalents at end of period	41,212	41,467
Supplemental disclosures
Cash paid for interest	819	2,177
Noncash transfer of loans to other real estate owned	4,174	8,128
Noncash accrual of preferred dividends	$ 736	$ 699