CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest income
Loans (including fee income)	$ 3,502	$ 4,492	$ 11,494	$ 14,021
Securities
Taxable	483	523	1,477	1,632
Exempt from federal income tax	30	36	91	109
Federal funds sold and other	28	13	65	47
Total interest income	4,043	5,064	13,127	15,809
Interest expense
Time deposits	138	370	503	1,463
Other deposits	25	80	143	250
Repurchase agreements and federal funds purchased	0	13	9	65
Subordinated debentures	64	58	193	172
Total interest expense	227	521	848	1,950
Net interest income	3,816	4,543	12,279	13,859
Provision for loan and lease losses	2,100	2,000	6,100	5,700
Net interest income after provision for loan and lease losses	1,716	2,543	6,179	8,159
Noninterest income
Service fees on deposits	428	457	1,244	1,298
Trust income	110	154	427	550
Gain on sale of securities	0	135	0	277
Net gain (loss) on sale of other real estate owned	50	14	(194)	12
Net loss on sale of other assets	0	0	0	(38)
Other than temporary impairment of securities	0	0	0	(143)
Noncredit portion of other than temporary impairment of securities	0	0	0	(20)
Other operating income	367	343	1,203	1,018
Total noninterest income	955	1,103	2,680	2,954
Noninterest expense
Salaries and employee benefits	1,498	1,718	4,896	5,217
Occupancy and equipment, net	545	597	1,638	1,853
Data processing	487	472	1,670	1,446
Legal	173	179	548	666
FDIC insurance	241	228	721	930
Audit and other professional	270	208	850	835
Printing and supplies expense	54	54	185	201
Write-down of other real estate owned	1,160	797	3,855	2,125
Other real estate owned expense	(123)	525	315	829
Loan and collection	17	90	268	822
Other operating expenses	418	464	1,353	1,259
Total noninterest expense	4,740	5,332	16,299	16,183
Loss before income taxes	(2,069)	(1,686)	(7,440)	(5,070)
Income tax expense	0	0	0	0
Net loss	(2,069)	(1,686)	(7,440)	(5,070)
Dividends to preferred stockholders	248	236	736	699
Accretion of discount on preferred stock	36	33	107	102
Net loss available to common stockholders	$ (2,353)	$ (1,955)	$ (8,283)	$ (5,871)
Basic loss per share (in dollars per share)	$ (0.55)	$ (0.46)	$ (1.94)	$ (1.37)
Diluted loss per share (in dollars per share)	$ (0.55)	$ (0.46)	$ (1.94)	$ (1.37)