CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
Assets
Cash and due from banks	$ 4,555	$ 5,313
Interest bearing deposits in financial institutions, maturities less than 90 days	36,657	32,520
Total cash and cash equivalents	41,212	37,833
Interest bearing deposits in financial institutions -maturities of 90 days or greater	2,976	0
Securities available for sale	81,552	87,140
Loans and leases, net of deferred fees	283,756	322,713
Less: Allowance for loan and lease losses	(16,559)	(18,984)
Loans and leases, net	267,197	303,729
Federal Home Loan Bank stock	931	1,801
Office buildings and equipment, net	8,697	9,069
Other real estate owned	12,792	19,342
Accrued interest receivable	1,191	1,401
Other assets	2,816	2,675
Total assets	419,364	462,990
Deposits
Demand - noninterest bearing	66,699	67,955
Interest bearing	293,274	329,676
Total deposits	359,973	397,631
Securities sold under repurchase agreements	19,726	19,455
Subordinated debentures	10,310	10,310
Advances from borrowers for taxes and insurance	552	1,222
Accrued interest payable and other liabilities	7,435	5,833
Total liabilities	397,996	434,451
Stockholders' Equity
Common stock (Par value $0.40 per share, authorized 6,500,000 shares, issued 4,472,255 at September 30, 2012 and December 31, 2011. Shares outstanding of 4,270,755 at September 30, 2012 and 4,277,755 at December 31, 2011	1,789	1,789
Preferred stock (Par value $0.40 per share, authorized 1,000,000 shares, issued 17,211 shares with liquidation amounts of $1,000.00 per share at September 30, 2012 and December 31, 2011	17,011	16,904
Warrants (584,084 issued and outstanding at September 30, 2012 and December 31, 2011)	681	681
Additional paid-in capital	7,297	7,054
(Accumulated deficit) retained earnings	(2,794)	5,489
Treasury stock, at cost (201,500 shares at September 30, 2012 and 194,500 shares at December 31, 2011)	(4,674)	(4,512)
Accumulated other comprehensive income, net	2,058	1,134
Total stockholders' equity	21,368	28,539
Total liabilities and stockholders' equity	$ 419,364	$ 462,990