CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities
Net loss	$ (5,371)	$ (3,384)
Adjustments to reconcile net loss to net cash from operating activities:
Depreciation	344	344
Gain on sale of securities	0	(142)
Net impairment loss on securities	0	163
Provision for loan and lease losses	4,000	3,700
Write-down of other real estate owned	2,695	1,328
Net loss on sales of other real estate owned	244	2
Restricted stock awards expense	61	181
Net change in accrued interest receivable and other assets	403	(867)
Net change in accrued interest payable and other liabilities	(23)	(483)
Net cash provided from operating activities	2,353	842
Cash flows from investing activities
Changes in interest bearing deposits in financial institutions maturities of 90 days or greater	(1,736)	0
Proceeds from maturities, calls and principal reductions of securities available for sale	4,829	4,413
Redemptions of Federal Home Loan Bank stock	515	0
Proceeds from sales of securities available for sale	0	142
Purchases of securities available for sale	(400)	0
Changes in loans made to customers	17,342	13,190
Property and equipment expenditures	(113)	(37)
Proceeds from sales of other real estate owner	4,697	7,523
Net cash provided from investing activities	25,134	25,231
Net (decrease) increase in:
Deposits	(22,873)	(15,077)
Securities sold under repurchase agreements and other short-term borrowings	(3,504)	(8,412)
Advances from borrowers for taxes and insurance	(12)	(22)
Net cash used in financing activities	(26,389)	(23,511)
Net change in cash and cash equivalents	1,098	2,562
Cash and cash equivalents at beginning of period	37,833	30,357
Cash and cash equivalents at end of period	38,931	32,919
Supplemental disclosures
Cash paid for interest	639	1,621
Noncash transfer of loans to other real estate owner	4,091	61
Noncash accrual of preferred dividends	$ 488	$ 464