CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest income
Loans (including fee income)	$ 3,894	$ 4,694	$ 7,992	$ 9,529
Securities
Taxable	488	547	994	1,109
Exempt from federal income tax	31	37	61	73
Federal funds sold and other	23	18	37	34
Total interest income	4,436	5,296	9,084	10,745
Interest expense
Time deposits	161	470	365	1,093
Other deposits	31	79	118	170
Repurchase agreements and federal funds purchased	1	22	9	52
Subordinated debentures	64	57	129	114
Total interest expense	257	628	621	1,429
Net interest income	4,179	4,668	8,463	9,316
Provision for loan and lease losses	2,600	2,500	4,000	3,700
Net interest income after provision for loan and lease losses	1,579	2,168	4,463	5,616
Noninterest income
Service fees on deposits	433	428	816	841
Trust income	168	202	317	396
Gain on sale of securities	0	142	0	142
Net loss on sale of other real estate owned	(28)	(69)	(244)	(2)
Net loss on sale of other assets	0	(38)	0	(38)
Other than temporary impairment of securities	0	0	0	(143)
Noncredit portion of other than temporary impairment of securities	0	0	0	(20)
Other operating income	501	353	836	675
Total noninterest income	1,074	1,018	1,725	1,851
Noninterest expense
Salaries and employee benefits	1,637	1,706	3,398	3,499
Occupancy and equipment, net	493	583	1,093	1,256
Data processing	611	467	1,183	974
Legal	195	282	375	487
FDIC insurance	224	321	480	702
Audit and other professional	290	341	580	627
Printing and supplies expense	63	67	131	147
Write-down of other real estate owned	723	655	2,695	1,328
Other real estate owned expense	312	70	438	303
Loan and collection	152	624	251	732
Other operating expenses	484	352	935	796
Total noninterest expense	5,184	5,468	11,559	10,851
Loss before income taxes	(2,531)	(2,282)	(5,371)	(3,384)
Income tax expense	0	0	0	0
Net loss	(2,531)	(2,282)	(5,371)	(3,384)
Dividends to preferred stockholders	245	234	488	464
Accretion of discount on preferred stock	36	34	71	68
Net loss available to common stockholders	$ (2,812)	$ (2,550)	$ (5,930)	$ (3,916)
Basic loss per share (in dollars per share)	$ (0.66)	$ (0.60)	$ (1.39)	$ (0.92)
Diluted loss per share (in dollars per share)	$ (0.66)	$ (0.60)	$ (1.39)	$ (0.92)