CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
Assets
Cash and due from banks	$ 5,957	$ 5,313
Interest bearing deposits in financial institutions, maturities less than 90 days	32,974	32,520
Total cash and cash equivalents	38,931	37,833
Interest bearing deposits in financial institutions -maturities of 90 days or greater	1,736	0
Securities available for sale	83,700	87,140
Loans and leases, net of deferred fees	293,200	322,713
Less: Allowance for loan and lease losses	(14,816)	(18,984)
Loans and leases, net	278,384	303,729
Federal Home Loan Bank stock	1,286	1,801
Office buildings and equipment, net	8,838	9,069
Other real estate owned	15,777	19,342
Accrued interest receivable	1,318	1,401
Other assets	2,925	2,675
Total assets	432,895	462,990
Deposits
Demand - noninterest bearing	66,871	67,955
Interest bearing	307,887	329,676
Total deposits	374,758	397,631
Securities sold under repurchase agreements	15,951	19,455
Subordinated debentures	10,310	10,310
Advances from borrowers for taxes and insurance	1,210	1,222
Accrued interest payable and other liabilities	7,316	5,833
Total liabilities	409,545	434,451
Stockholders' Equity
Common stock (Par value $0.40 per share, authorized 6,500,000 shares,issued 4,472,255 at June 30, 2012 and December 31, 2011. Shares outstanding of 4,277,755 at June 30, 2012 and December 31, 2011	1,789	1,789
Preferred stock (Par value $0.40 per share, authorized 1,000,000 shares, issued 17,211 shares with liquidation amounts of $1,000.00 per share at June 30, 2012 and December 31, 2011	16,975	16,904
Warrants (584,084 issued and outstanding at June 30, 2012 and December 31, 2011)	681	681
Additional paid-in capital	7,115	7,054
(Accumulated deficit) retained earnings	(441)	5,489
Treasury stock, at cost (194,500 shares at June 30, 2012 and December 31, 2011)	(4,512)	(4,512)
Accumulated other comprehensive income, net	1,743	1,134
Total stockholders' equity	23,350	28,539
Total liabilities and stockholders' equity	$ 432,895	$ 462,990