CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities
Net loss	$ (2,840)	$ (1,102)
Adjustments to reconcile net loss to net cash from operating activities:
Depreciation	173	171
Net impairment loss on securities	0	163
Provision for loan and lease losses	1,400	1,200
Write-down of other real estate owned	1,972	673
Net loss (gain) on sale of other real estate owned	216	(67)
Restricted stock awards expense	30	152
Net change in accrued intrest receivable and other assets	407	781
Net change in accrued interest payable and other liabilities	(164)	(172)
Net cash provided from operating activities	1,194	1,799
Cash flows from investing activities
Proceeds from maturities, calls and principal reductions of securities available for sale	2,058	1,739
Redemptions of Federal Home Loan Bank stock	367	0
Changes in loans made to customers	3,069	10,622
Property and equipment expenditures	(30)	(24)
Proceeds from sale of other real estate owned	748	1,544
Net cash provided from investing activities	6,212	13,881
Net (decrease) increase in:
Deposits	(5,794)	5,429
Securities sold under repurchase agreements and other short-term borrowings	(2,816)	(7,371)
Advances from borrowers for taxes and insurance	738	790
Net cash used in financing activities	(7,872)	(1,152)
Net change in cash and cash equivalents	(466)	14,528
Cash and cash equivalents at beginning of period	37,833	30,357
Cash and cash equivalents at end of period	37,367	44,885
Supplemental disclosures
Cash paid for interest	408	930
Noncash transfer of loans to other real estate owned	1,453	61
Noncash accrual of preferred dividends	$ 243	$ 230