Management Plans	3 Months Ended
Mar. 31, 2012
Management Plans [Abstract]
Management Plans	Note 9 - Management Plans Management and the Board of Directors are committed to complying with the terms of the Consent Order and the Written Agreement, and have already taken, and continue to take, numerous steps to address these matters. The Bank and the Company reports to the FDIC and the IDFPR, and the Federal Reserve, respectively, quarterly regarding their progress in complying with the provisions included in the Consent Order and the Written Agreement. Compliance with the terms of the Consent Order and the Written Agreement will be an ongoing priority for management of the Bank and the Company. The Bank continues to dedicate significant resources to effectively identify, monitor, and manage problem assets and reduce real estate loan concentrations. A liquidity policy has been developed to identify the sources of liquid assets available to meet the Bank's contingency funding needs. Dividends have already been restricted and the Company has suspended its dividend payments on its Series A Preferred Stock issued to the Treasury Department as is permissible under the terms of the TARP Capital Purchase Program and has deferred payment of interest on its subordinated debentures. The Bank's Tier 1 to average assets ratio and total capital to assets ratio, on a risk adjusted basis, were 8.23 percent and 13.30 percent, respectively, as of March 31, 2012, which were above the capital levels required by the Consent Order of 8.00 percent and 12.00 percent. In view of these matters, the Bank's ability to improve its financial condition is dependent upon the success of management's plans to address concerns regarding profitability and asset quality. The Bank's management believes they are taking appropriate steps aimed at returning the Bank to profitability and improving asset quality. Management's success will ultimately be determined by its implementation of its plans, as well as factors beyond its control, such as the economy and real estate market.

Note 9 - Management Plans

Management and the Board of Directors are committed to complying with the terms of the Consent Order and the Written Agreement, and have already taken, and continue to take, numerous steps to address these matters. The Bank and the Company reports to the FDIC and the IDFPR, and the Federal Reserve, respectively, quarterly regarding their progress in complying with the provisions included in the Consent Order and the Written Agreement. Compliance with the terms of the Consent Order and the Written Agreement will be an ongoing priority for management of the Bank and the Company.

The Bank continues to dedicate significant resources to effectively identify, monitor, and manage problem assets and reduce real estate loan concentrations. A liquidity policy has been developed to identify the sources of liquid assets available to meet the Bank's contingency funding needs. Dividends have already been restricted and the Company has suspended its dividend payments on its Series A Preferred Stock issued to the Treasury Department as is permissible under the terms of the TARP Capital Purchase Program and has deferred payment of interest on its subordinated debentures. The Bank's Tier 1 to average assets ratio and total capital to assets ratio, on a risk adjusted basis, were 8.23 percent and 13.30 percent, respectively, as of March 31, 2012, which were above the capital levels required by the Consent Order of 8.00 percent and 12.00 percent.

In view of these matters, the Bank's ability to improve its financial condition is dependent upon the success of management's plans to address concerns regarding profitability and asset quality. The Bank's management believes they are taking appropriate steps aimed at returning the Bank to profitability and improving asset quality. Management's success will ultimately be determined by its implementation of its plans, as well as factors beyond its control, such as the economy and real estate market.