CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 5,313	$ 5,642
Interest bearing deposits in financial institutions - maturities less than 90 days	32,520	18,142
Federal funds sold	0	6,573
Total cash and cash equivalents	37,833	30,357
Securities available for sale	87,140	91,830
Loans and leases, net of deferred fees	322,713	384,789
Less: Allowance for loan and lease losses	(18,984)	(18,336)
Loans and leases, net	303,729	366,453
Federal Home Loan Bank stock	1,801	1,801
Office buildings and equipment, net	9,069	9,454
Other real estate owned	19,342	24,326
Accrued interest receivable	1,401	1,751
Other assets	2,675	5,756
Total assets	462,990	531,728
Deposits
Demand - noninterest bearing	67,955	61,341
NOW accounts	58,002	58,815
Money market accounts	53,185	53,056
Savings	66,172	63,137
Time, $100,000 and over	69,837	97,227
Time, under $100,000	70,627	80,792
Time, brokered	11,853	32,183
Total deposits	397,631	446,551
Securities sold under repurchase agreements	19,455	35,517
Subordinated debentures	10,310	10,310
Advances from borrowers for taxes and insurance	1,222	1,109
Accrued interest payable and other liabilities	5,833	4,956
Total liabilities	434,451	498,443
Stockholders' Equity
Common stock (Par value $0.40 per share, authorized 6,500,000 shares, issued 4,472,255 at December 31, 2011 and December 31, 2010. Shares outstanding of 4,277,755 and 4,072,255 shares at December 31, 2011 and December 31, 2010, respectively.)	1,789	1,789
Preferred stock (Par value $0.40 per share, authorized 1,000,000 shares, issued 17,211 shares with liquidation amounts of $1,000.00 per share at December 31, 2011 and December 31, 2010)	16,904	16,768
Warrants (584,084 issued and outstanding at December 31, 2011 and December 31, 2010)	681	681
Additional paid-in capital	7,054	11,584
Retained earnings	5,489	13,250
Treasury stock, at cost (194,500 shares at December 31, 2011 and 400,000 shares at December 31, 2010)	(4,512)	(9,280)
Accumulated other comprehensive income (loss), net	1,134	(1,507)
Total stockholders' equity	28,539	33,285
Total liabilities and stockholders' equity	$ 462,990	$ 531,728