Note 8 - Deposits

(Table amounts in $ 000s)

At year-end 2011, stated maturities of time deposits were:


2012	$	128,802
2013		15,845
2014		4,122
2015		1,188
2016		2,360

	$	152,317

Related parties are Directors of the Company of officers of the Company or Bank with the title of Vice President or above and their related interests. Related party deposits at year-end 2011 and 2010 totaled $2,096,000 and $8,486,000, respectively.

Brokered deposits at year-end 2011 and 2010 totaled $11,853,000 and $32,183,000, respectively. Included in brokered deposits were CDARS time deposits. CDARS time deposits are Bank customer time deposits of $250,000 or greater that allow the depositor to increase their FDIC insurance coverage over FDIC limits. The Bank trades portions of the customers' time deposits with other independent financial institutions across the county to accomplish this. The effect is that it allows large time deposit customers to have their entire balance insured by the FDIC. At year-end 2011 and 2010, the Company had $11,853,000 and $11,189,000, respectively, of CDARS time deposits.

At year-end 2011 and 2010, the Company had $28,478,000 and $48,605,000, respectively, of wholesale internet deposits derived from internet advertising that are not considered brokered deposits.