CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Loans (including fee income)	$ 4,492	$ 5,424	$ 14,021	$ 15,887
Securities Taxable	523	655	1,632	2,367
Exempt from federal income tax	36	39	109	160
Federal funds sold and other	13	8	47	29
Total interest income	5,064	6,126	15,809	18,443
Interest expense
Time deposits	370	804	1,463	3,068
Other deposits	80	125	250	475
Repurchase agreements and federal funds purchased	13	67	65	215
Federal Home Loan Bank advances	0	0	0	8
Subordinated debentures	58	102	172	314
Total interest expense	521	1,098	1,950	4,080
Net interest income	4,543	5,028	13,859	14,363
Provision for loan and lease losses	2,000	338	5,700	4,568
Net interest income after provision for loan and lease losses	2,543	4,690	8,159	9,795
Noninterest income
Service fees on deposits	457	515	1,298	1,611
Trust income	154	197	550	594
Gain on sale of securities	135	0	277	653
Net gain (loss) on sale of other real estate owned	14	(426)	12	(26)
Net loss on sale of other assets	0	0	(38)	0
Other than temporary impairment of securities	0	(36)	(143)	(634)
Noncredit portion of other than temporary impairment of securities	0	22	(20)	(25)
Other operating income	343	343	1,018	971
Total noninterest income	1,103	615	2,954	3,144
Noninterest expense
Salaries and employee benefits	1,718	1,729	5,217	5,228
Occupancy and equipment, net	597	552	1,853	1,771
Data processing	472	498	1,446	1,444
FDIC insurance	228	402	930	1,103
Legal.	179	194	666	616
Audit and other professional	208	317	835	979
Amortization of core deposit intangible asset	0	116	0	348
Write-down of other real estate owned	797	1,076	2,125	2,500
Other real estate owned expense	525	99	829	327
Loan and collection	90	79	822	160
Other operating expenses	518	386	1,460	1,177
Total noninterest expense	5,332	5,448	16,183	15,653
Loss before income taxes	(1,686)	(143)	(5,070)	(2,714)
Income tax expense	0	0	0	0
Net loss	(1,686)	(143)	(5,070)	(2,714)
Dividends to preferred stockholders	236	222	699	665
Accretion of discount on preferred stock	33	31	102	95
Net loss available to common stockholders	(1,955)	(396)	(5,871)	(3,474)
Basic loss per share (in dollars per share)	$ (0.46)	$ (0.10)	$ (1.37)	$ (0.85)
Diluted loss per share (in dollars per share)	$ (0.46)	$ (0.10)	$ (1.37)	$ (0.85)
Comprehensive gain (loss)	$ (366)	$ (124)	$ (2,057)	$ 693