SUPPLEMENT DATED DECEMBER 10, 2004
                                       TO
                          PROSPECTUS DATED MAY 1, 2004
                      METROPOLITAN LIFE SEPARATE ACCOUNT E
        ENHANCED PREFERENCE PLUS(R) ACCOUNT AND FINANCIAL FREEDOM ACCOUNT
                           VARIABLE ANNUITY CONTRACTS
                  ISSUED BY METROPOLITAN LIFE INSURANCE COMPANY


This Supplement updates certain information in the prospectus dated May 1, 2004
for group Financial Freedom Account contracts for deferred variable annuities,
Financial Freedom Account immediate variable income annuities, Enhanced
Preference Plus Account deferred annuities and Enhanced Preference Plus Account
income annuities.

On page FFA-97, at the end of the fourth bulleted paragraph under the heading
"Income Annuity Payments", add the following:

      -     Caution: We will treat the application of less than your entire
            Account Balance under a Non-Qualified Contract to a pay-out option
            (taking an income annuity) as a taxable withdrawal for Federal
            income tax purposes and also as subject to the 10% penalty tax (if
            you are under age 59 1/2) in addition to ordinary income tax. We
            will then treat the amount of the withdrawal as the purchase price
            of an income annuity and tax report the income payments received
            under the rules for variable income annuities. Consult your tax
            attorney prior to partially annuitizing your contract.

            Additionally, if you are under age 59 1/2 at the time income
            payments commence and intend the income payments to constitute an
            exception to the 10% penalty tax, any attempt to make a tax-free
            transfer or rollover (whether for non-qualified or qualified
            annuities) prior to the later of (a) age 59 1/2, or (b) five years
            after income payments commence will generally invalidate the
            exception and subject you to additional penalties and interest.




        THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE


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