X0101 EFFECT 33 LIVE 2010-01-29 13:01:00

N-14

0000743773 SUMMIT MUTUAL FUNDS, INC. 333-163971 0000743773 SUMMIT MUTUAL FUNDS, INC. S000010992 S&P Midcap 400 Index Portfolio C000030368 S&P Midcap 400 Index Portfolio - I Class 0000708950 CALVERT VARIABLE SERIES INC S000008727 Ameritas Mid Cap Growth Portfolio C000023785 Ameritas Mid Cap Growth Portfolio 0000743773 SUMMIT MUTUAL FUNDS, INC. S000010995 Russell 2000 Small Cap Index Portfolio C000030371 Russell 2000 Small Cap Index Portfolio - I Class 0000708950 CALVERT VARIABLE SERIES INC S000008730 Ameritas Small Company Equity Portfolio C000023788 Ameritas Small Company Equity Portfolio 0000743773 SUMMIT MUTUAL FUNDS, INC. S000010996 EAFE International Index Portfolio C000030373 EAFE International Index Portfolio - I Class 0000708950 CALVERT VARIABLE SERIES INC S000008733 Calvert Social International Equity C000023791 Calvert Social International Equity