The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 580 5,129 SH   SOLE   5,129 0 0
APPLE INC COM 037833100 4,630 33,505 SH   SOLE   33,505 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 445 1,666 SH   SOLE   1,666 0 0
BOEING CO COM 097023105 625 5,158 SH   SOLE   5,158 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 1,283 65,765 SH   SOLE   65,765 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 17,510 935,879 SH   SOLE   935,879 0 0
CATERPILLAR INC COM 149123101 201 1,226 SH   SOLE   1,226 0 0
CHEVRON CORP NEW COM 166764100 703 4,892 SH   SOLE   4,892 0 0
COCA COLA CO COM 191216100 1,630 29,094 SH   SOLE   29,094 0 0
COSTCO WHSL CORP NEW COM 22160K105 341 721 SH   SOLE   721 0 0
DANAHER CORPORATION COM 235851102 628 2,430 SH   SOLE   2,430 0 0
DISNEY WALT CO COM 254687106 540 5,720 SH   SOLE   5,720 0 0
EXXON MOBIL CORP COM 30231G102 1,363 15,614 SH   SOLE   15,614 0 0
FIRST TR EXCHANGE-TRADED FD NASDQ FOD BVRG 33738R852 258 10,396 SH   SOLE   10,396 0 0
HOME DEPOT INC COM 437076102 3,284 11,902 SH   SOLE   11,902 0 0
INTEL CORP COM 458140100 839 32,569 SH   SOLE   32,569 0 0
ISHARES TR CALIF MUN BD ETF 464288356 247 4,558 SH   SOLE   4,558 0 0
ISHARES TR CORE INTL AGGR 46435G672 347 7,190 SH   SOLE   7,190 0 0
ISHARES TR GL TIMB FORE ETF 464288174 850 12,984 SH   SOLE   12,984 0 0
JOHNSON & JOHNSON COM 478160104 1,541 9,434 SH   SOLE   9,434 0 0
JPMORGAN CHASE & CO COM 46625H100 1,992 19,063 SH   SOLE   19,063 0 0
MCDONALDS CORP COM 580135101 224 971 SH   SOLE   971 0 0
MICROSOFT CORP COM 594918104 643 2,761 SH   SOLE   2,761 0 0
NVIDIA CORPORATION COM 67066G104 253 2,080 SH   SOLE   2,080 0 0
ORACLE CORP COM 68389X105 211 3,462 SH   SOLE   3,462 0 0
PFIZER INC COM 717081103 1,088 24,866 SH   SOLE   24,866 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 118 11,246 SH   SOLE   11,246 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 470 5,745 SH   SOLE   5,745 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,965 114,940 SH   SOLE   114,940 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 275 8,862 SH   SOLE   8,862 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 442 16,970 SH   SOLE   16,970 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 606 29,078 SH   SOLE   29,078 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 463 10,035 SH   SOLE   10,035 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 429 17,178 SH   SOLE   17,178 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 258 9,296 SH   SOLE   9,296 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 334 10,670 SH   SOLE   10,670 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 249 6,446 SH   SOLE   6,446 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,053 36,025 SH   SOLE   36,025 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 226 4,517 SH   SOLE   4,517 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,478 42,842 SH   SOLE   42,842 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 668 11,557 SH   SOLE   11,557 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,481 22,054 SH   SOLE   22,054 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 867 33,445 SH   SOLE   33,445 0 0
TESLA INC COM 88160R101 427 1,608 SH   SOLE   1,608 0 0
UNION PAC CORP COM 907818108 394 2,021 SH   SOLE   2,021 0 0
UNITEDHEALTH GROUP INC COM 91324P102 229 454 SH   SOLE   454 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,962 26,707 SH   SOLE   26,707 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,035 27,202 SH   SOLE   27,202 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 6,550 133,820 SH   SOLE   133,820 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 30,193 632,587 SH   SOLE   632,587 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,217 15,038 SH   SOLE   15,038 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,659 21,458 SH   SOLE   21,458 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,943 24,168 SH   SOLE   24,168 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,942 10,331 SH   SOLE   10,331 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,140 14,215 SH   SOLE   14,215 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 285 868 SH   SOLE   868 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,992 13,890 SH   SOLE   13,890 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,368 8,007 SH   SOLE   8,007 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,020 5,227 SH   SOLE   5,227 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,420 51,995 SH   SOLE   51,995 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,552 42,522 SH   SOLE   42,522 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,342 14,464 SH   SOLE   14,464 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 22,956 169,841 SH   SOLE   169,841 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,684 156,316 SH   SOLE   156,316 0 0
WELLS FARGO CO NEW COM 949746101 540 13,436 SH   SOLE   13,436 0 0