The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 522 4,912 SH   SOLE   4,912 0 0
APPLE INC COM 037833100 4,751 34,749 SH   SOLE   34,749 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 501 1,835 SH   SOLE   1,835 0 0
BOEING CO COM 097023105 805 5,886 SH   SOLE   5,886 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 532 26,640 SH   SOLE   26,640 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 10,230 495,420 SH   SOLE   495,420 0 0
CATERPILLAR INC COM 149123101 219 1,226 SH   SOLE   1,226 0 0
CHEVRON CORP NEW COM 166764100 708 4,891 SH   SOLE   4,891 0 0
COCA COLA CO COM 191216100 1,899 30,186 SH   SOLE   30,186 0 0
COSTCO WHSL CORP NEW COM 22160K105 346 721 SH   SOLE   721 0 0
DANAHER CORPORATION COM 235851102 647 2,551 SH   SOLE   2,551 0 0
DISNEY WALT CO COM 254687106 558 5,912 SH   SOLE   5,912 0 0
EXXON MOBIL CORP COM 30231G102 1,359 15,864 SH   SOLE   15,864 0 0
FIRST TR EXCHANGE-TRADED FD NASDQ FOD BVRG 33738R852 267 10,396 SH   SOLE   10,396 0 0
HOME DEPOT INC COM 437076102 3,270 11,923 SH   SOLE   11,923 0 0
INTEL CORP COM 458140100 1,344 35,916 SH   SOLE   35,916 0 0
ISHARES TR CALIF MUN BD ETF 464288356 257 4,558 SH   SOLE   4,558 0 0
ISHARES TR GL TIMB FORE ETF 464288174 966 12,984 SH   SOLE   12,984 0 0
JOHNSON & JOHNSON COM 478160104 1,666 9,385 SH   SOLE   9,385 0 0
JPMORGAN CHASE & CO COM 46625H100 2,294 20,368 SH   SOLE   20,368 0 0
MCDONALDS CORP COM 580135101 239 969 SH   SOLE   969 0 0
MERCK & CO INC COM 58933Y105 201 2,209 SH   SOLE   2,209 0 0
MICROSOFT CORP COM 594918104 705 2,745 SH   SOLE   2,745 0 0
NVIDIA CORPORATION COM 67066G104 315 2,080 SH   SOLE   2,080 0 0
ORACLE CORP COM 68389X105 242 3,462 SH   SOLE   3,462 0 0
PFIZER INC COM 717081103 1,421 27,112 SH   SOLE   27,112 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 110 11,246 SH   SOLE   11,246 0 0
PROCTER AND GAMBLE CO COM 742718109 223 1,554 SH   SOLE   1,554 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 579 6,023 SH   SOLE   6,023 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,425 118,746 SH   SOLE   118,746 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 331 9,528 SH   SOLE   9,528 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 491 16,970 SH   SOLE   16,970 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 481 20,773 SH   SOLE   20,773 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 474 10,035 SH   SOLE   10,035 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 512 19,442 SH   SOLE   19,442 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 1,109 37,517 SH   SOLE   37,517 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 244 7,485 SH   SOLE   7,485 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 258 6,508 SH   SOLE   6,508 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,071 36,025 SH   SOLE   36,025 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 236 4,518 SH   SOLE   4,518 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,589 43,146 SH   SOLE   43,146 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 769 12,710 SH   SOLE   12,710 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,680 23,198 SH   SOLE   23,198 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 935 33,431 SH   SOLE   33,431 0 0
TESLA INC COM 88160R101 343 509 SH   SOLE   509 0 0
UNION PAC CORP COM 907818108 431 2,021 SH   SOLE   2,021 0 0
UNITEDHEALTH GROUP INC COM 91324P102 233 454 SH   SOLE   454 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,709 22,010 SH   SOLE   22,010 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,804 23,494 SH   SOLE   23,494 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 5,167 105,012 SH   SOLE   105,012 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 30,221 610,041 SH   SOLE   610,041 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,162 14,186 SH   SOLE   14,186 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,816 21,759 SH   SOLE   21,759 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,055 23,588 SH   SOLE   23,588 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,993 10,118 SH   SOLE   10,118 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,113 12,214 SH   SOLE   12,214 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 223 642 SH   SOLE   642 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,002 13,365 SH   SOLE   13,365 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,375 7,810 SH   SOLE   7,810 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 827 4,197 SH   SOLE   4,197 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,389 48,447 SH   SOLE   48,447 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,634 39,232 SH   SOLE   39,232 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,356 13,139 SH   SOLE   13,139 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 260 3,406 SH   SOLE   3,406 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 24,482 170,639 SH   SOLE   170,639 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 5,903 144,682 SH   SOLE   144,682 0 0
WELLS FARGO CO NEW COM 949746101 557 14,232 SH   SOLE   14,232 0 0