ALLOWANCE FOR LOAN LOSSES (Tables)

3 Months Ended

Mar. 31, 2020

Receivables [Abstract]

Schedule of Activity in the Allowance for Loan Losses

Business Activities Loans	At or for the Three Months Ended March 31, 2020
	Commercial		Commercial		Residential
(in thousands)	real estate		and industrial		real estate		Consumer		Total
Balance at beginning of period	$	7,668	$	3,608	$	3,402	$	379	$	15,057
Charged-off loans		(770)		(150)		—		(148)		(1,068)
Recoveries on charged-off loans		25		1		—		3		29
Provision for loan losses		738		84		111		150		1,083
Balance at end of period	$	7,661	$	3,543	$	3,513	$	384	$	15,101
Individually evaluated for impairment		675		138		126		—		939
Collectively evaluated		6,986		3,405		3,387		384		14,162
Total	$	7,661	$	3,543	$	3,513	$	384	$	15,101

Acquired Loans	At or for the Three Months Ended March 31, 2020
	Commercial		Commercial		Residential
(in thousands)	real estate		and industrial		real estate		Consumer		Total
Balance at beginning of period	$	147	$	6	$	143	$	—	$	296
Charged-off loans		(101)		(29)		(8)		(5)		(143)
Recoveries on charged-off loans		—		9		6		—		15
(Releases) provision for loan losses		18		17		(12)		5		28
Balance at end of period	$	64	$	3	$	129	$	—	$	196
Individually evaluated for impairment		13		—		14		—		27
Collectively evaluated		51		3		115		—		169
Total	$	64	$	3	$	129	$	—	$	196

Business Activities Loans	At or for the Three Months Ended March 31, 2019
	Commercial		Commercial		Residential
(in thousands)	real estate		and industrial		real estate		Consumer		Total
Balance at beginning of period	$	6,811	$	2,380	$	3,982	$	408	$	13,581
Charged-off loans		(57)		—		—		(53)		(110)
Recoveries on charged-off loans		16		1		18		3		38
(Releases) provision for loan losses		(195)		397		(47)		38		193
Balance at end of period	$	6,575	$	2,778	$	3,953	$	396	$	13,702
Individually evaluated for impairment		396		53		83		1		533
Collectively evaluated		6,179		2,725		3,870		395		13,169
Total	$	6,575	$	2,778	$	3,953	$	396	$	13,702

Acquired Loans	At or for the Three Months Ended March 31, 2019
	Commercial		Commercial		Residential
(in thousands)	real estate		and industrial		real estate		Consumer		Total
Balance at beginning of period	$	173	$	35	$	77	$	—	$	285
Charged-off loans		—		(16)		(104)		(1)		(121)
Recoveries on charged-off loans		—		—		—		—		—
Provision (releases) for loan losses		(12)		10		132		1		131
Balance at end of period	$	161	$	29	$	105	$	—	$	295
Individually evaluated for impairment		16		—		22		—		38
Collectively evaluated		145		29		83		—		257
Total	$	161	$	29	$	105	$	—	$	295

Schedule of Loans by Risk Rating

Business Activities Loans

Commercial Real Estate

	Commercial construction
	and land development				Commercial real estate other				Total commercial real estate
(in thousands)	Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019
Grade:
Pass	$	48,881	$	31,057	$	659,494	$	646,886	$	708,375	$	677,943
Special mention		—		—		8,133		5,483		8,133		5,483
Substandard		11		330		11,824		11,974		11,835		12,304
Doubtful		265		—		1,127		1,708		1,392		1,708
Total	$	49,157	$	31,387	$	680,578	$	666,051	$	729,735	$	697,438

Acquired Loans

Commercial Real Estate

	Commercial construction
	and land development				Commercial real estate other				Total commercial real estate
(in thousands)	Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019
Grade:
Pass	$	2,083	$	2,412	$	205,309	$	218,491	$	207,392	$	220,903
Special mention		—		12		1,742		2,261		1,742		2,273
Substandard		339		479		8,900		9,400		9,239		9,879
Doubtful		—		—		70		168		70		168
Total	$	2,422	$	2,903	$	216,021	$	230,320	$	218,443	$	233,223

Business Activities Loans

Commercial and Industrial

	Commercial				Agricultural				Tax exempt loans				Total commercial and industrial
(in thousands)	Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019
Grade:
Pass	$	268,287	$	221,329	$	17,559	$	18,940	$	55,694	$	66,860	$	341,540	$	307,129
Special mention		3,641		2,744		221		298		—		—		3,862		3,042
Substandard		15,195		14,866		456		780		—		—		15,651		15,646
Doubtful		959		753		361		—		—		—		1,320		753
Total	$	288,082	$	239,692	$	18,597	$	20,018	$	55,694	$	66,860	$	362,373	$	326,570

Acquired Loans

Commercial and Industrial

	Commercial				Agricultural				Tax exempt loans				Total commercial and industrial
(in thousands)	Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019
Grade:
Pass	$	50,663	$	51,184	$	200	$	58	$	11,071	$	37,407	$	61,934	$	88,649
Special mention		882		5,432		—		—		—		—		882		5,432
Substandard		944		2,115		—		148		—		36		944		2,299
Doubtful		224		341		—		—		—		—		224		341
Total	$	52,713	$	59,072	$	200	$	206	$	11,071	$	37,443	$	63,984	$	96,721

Business Activities Loans

Residential Real Estate and Consumer Loans

	Residential real estate				Home equity				Other consumer				Total residential real estate and consumer
(in thousands)	Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019
Performing	$	738,633	$	737,325	$	64,074	$	58,753	$	9,206	$	11,146	$	811,913	$	807,224
Nonperforming		4,077		3,362		440		615		20		21		4,537		3,998
Total	$	742,710	$	740,687	$	64,514	$	59,368	$	9,226	$	11,167	$	816,450	$	811,222

Acquired Loans

Residential Real Estate and Consumer Loans

	Residential real estate				Home equity				Other consumer				Total residential real estate and consumer
(in thousands)	Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019		Mar 31, 2020		Dec 31, 2019
Performing	$	387,304	$	407,811	$	52,619	$	62,504	$	1,343	$	1,707	$	441,266	$	472,022
Nonperforming		2,314		3,359		411		529		7		8		2,732		3,896
Total	$	389,618	$	411,170	$	53,030	$	63,033	$	1,350	$	1,715	$	443,998	$	475,918

Summary of Information About Total Loans Rated Special Mention or Lower

	March 31, 2020						December 31, 2019
	Business						Business
(in thousands)	Activities Loans		Acquired  Loans		Total		Activities Loans		Acquired  Loans		Total
Non-accrual	$	8,384	$	1,672	$	10,056	$	8,354	$	3,196	$	11,550
Substandard accruing		26,351		11,537		37,888		26,055		13,387		39,442
Total classified		34,735		13,209		47,944		34,409		16,583		50,992
Special mention		11,995		2,624		14,619		8,525		7,705		16,230
Total Criticized	$	46,730	$	15,833	$	62,563	$	42,934	$	24,288	$	67,222