Pay vs Performance Disclosure

12 Months Ended

Dec. 31, 2025

USD ($)

Dec. 31, 2024

USD ($)

Dec. 31, 2023

USD ($)

Dec. 31, 2022

USD ($)

Dec. 31, 2021

USD ($)

Pay vs Performance Disclosure

Pay vs Performance Disclosure, Table

									VALUE OF INITIAL $100 FIXED INVESTMENT BASED ON:
YEAR	SUMMARY COMPENSATION TABLE TOTAL FOR PRINCIPAL EXECUTIVE OFFICER (PEO)		COMPENSATION ACTUALLY PAID TO PEO		AVERAGE SUMMARY COMPENSATION TABLE TOTAL NON-PEO FOR OTHER NAMED EXECUTIVE OFFICERS (NON-PEO NEOs))		AVERAGE COMPENSATION ACTUALLY PAID TO NON-PEO NEOs			TOTAL SHAREHOLDER RETURN (TSR)		TSR OF PEER GROUP		NET INCOME (IN THOUSANDS)		COMPANY - SELECTED MEASURE- ADJUSTED RETURN ON ASSETS
(a)	(b)1		(c)2		(d)3		(e)4			(f)5		(g)6		(h)7		(i)8
2025	$	1,925,946	$	1,951,256	$	792,169	$	799,217		$	156.37	$	132.22	$	52,113	1.20%
2024		1,869,311	$	2,125,798	$	763,283	$	811,297		$	147.91	$	121.52	$	43,544	1.09%
2023		1,839,140		1,626,649		741,966		705,403			136.30		103.71		44,852	1.15%
2022		1,809,632		1,889,352		706,885		750,137			142.65		108.65		43,557	1.17%
2021		1,661,531		1,970,250		618,349		720,925			124.33		108.25		39,299	1.10%

1.​

The dollar amounts reported in column (b) are the amounts of total compensation reported for Mr. Simard (our CEO) for each corresponding year in the “Total” column of the Summary Compensation Table.

2.​

The dollar amounts reported in column (c) represent the amount of “compensation actually paid” to Mr. Simard, as computed in accordance with Item 402(v) of Regulation S-K. The dollar amounts do not reflect the actual amount of compensation earned by or paid to Mr. Simard during the applicable year. In accordance with the requirements of Item 402(v) of Regulation S-K, the following adjustments were made to Mr. Simard’s total compensation for fiscal year 2025 to determine the compensation actually paid in 2025:

YEAR	REPORTED SUMMARY COMPENSATION TABLE TOTAL FOR PEO		REPORTED VALUE OF EQUITY AWARDS(a)		EQUITY AWARD ADJUSTMENTS(b)		COMPENSATION ACTUALLY PAID TO PEO
2025	$	1,925,946	$	(494,000)	$	519,310	$	1,951,256

(a) ​

The grant date fair value of equity awards represents the total of the amounts reported in the “Stock Awards” column in the Summary Compensation Table.

(b) ​

The equity award adjustments for fiscal year 2025 include the addition (or subtraction, as applicable) of the following: (1) the fiscal year-end fair value of any equity awards granted in 2025 that are outstanding and unvested as of the end of fiscal year 2025; (2) the amount of change as of the end of fiscal year 2025 (from the end of the prior fiscal year) in the fair value of any awards granted in prior fiscal years that are outstanding and unvested as of the end of fiscal year 2025; (3) for awards that are granted and vest in fiscal year 2025, the fair value as of the vesting date; (4) for awards granted in prior fiscal years that vest in fiscal year 2025, the amount equal to the change as of the vesting date (from the end of the prior fiscal year) in the fair value; (5) for awards granted in prior fiscal years that are determined to fail to meet the applicable vesting conditions during fiscal year 2025, a deduction for the amount equal to the fair value at the end of the prior fiscal year; and (6) the dollar value of any dividends or other earnings paid on stock or option awards in fiscal year 2025 prior to the vesting date that are not otherwise reflected in the fair value of such award or included in any other component of total compensation for fiscal year 2025. The amounts added or subtracted to determine the adjusted amount are as follows:

FAIR VALUE

AT THE

VALUE OF

CHANGE

END OF

CHANGE

DIVIDENDS OR

IN FAIR

THE PRIOR

IN FAIR

OTHER

VALUE OF

YEAR OF

VALUE OF

EARNINGS

YEAR END

OUTSTANDING

EQUITY

EQUITY

PAID ON

FAIR VALUE

AND

AWARDS

AWARDS

EQUITY

OF

UNVESTED

THAT

GRANTED IN

AWARDS NOT

EQUITY

EQUITY

FAILED TO

PRIOR

OTHERWISE

AWARDS

AWARDS AT YEAR END

MEET

YEARS

REFLECTED

GRANTED

GRANTED

VESTING

THAT

IN FAIR VALUE

TOTAL EQUITY

DURING

IN

CONDITIONS

VESTED

OR TOTAL

AWARD

YEAR

THE YEAR

PRIOR YEARS

IN THE YEAR

IN THE YEAR

COMPENSATION

ADJUSTMENTS

2025

$

459,478

$

1,456

$

-

$

16,667

$

41,710

$

519,310

3.​

The dollar amounts reported in column (d) represent the average of the amounts reported for the Company’s NEOs as a group (excluding Mr. Simard, who has served as our CEO since 2013) in the “Total” column of the Summary Compensation Table in each applicable year. The names of each of the NEOs (excluding Mr. Simard), including for purposes of calculating the average amounts in each applicable year are as follows: (i) Josephine Iannelli, Marion Colombo, John M. Mercier, and Jason Edgar

4. ​

The dollar amounts reported in column (e) represent the average amount of “compensation actually paid” to the NEOs as a group (excluding Mr. Simard), as computed in accordance with Item 402(v) of Regulation S-K. The dollar amounts do not reflect the actual average amount of compensation earned by or paid to the NEOs as a group (excluding Mr. Simard) during the applicable year. In accordance with the requirements of Item 402(v) of Regulation S-K, the following adjustments were made to average total compensation for the NEOs as a group (excluding Mr. Simard) for each year to determine the compensation actually paid, using the same methodology described above in Footnote 2:

YEAR	AVERAGE REPORTED SUMMARY COMPENSATION TABLE TOTAL FOR NON-PEO NEOs		AVERAGE REPORTED VALUE OF EQUITY AWARDS		AVERAGE EQUITY ADJUSTMENTS		AVERAGE COMPENSATION ACTUALLY PAID TO NON-PEO NEOs
2025	$	792,169	$	(143,200)	$	150,249	$	799,217

The amounts deducted or added in calculating the total average equity award adjustments are as follows:

YEAR	AVERAGE YEAR END FAIR VALUE OF EQUITY AWARDS GRANTED DURING THE YEAR		AVERAGE CHANGE IN FAIR VALUE OF OUTSTANDING AND UNVESTED EQUITY AWARDS AT YEAR END GRANTED IN +PRIOR YEARS		AVERAGE FAIR VALUE AT THE END OF THE PRIOR YEAR OF EQUITY AWARDS THAT FAILED TO MEET VESTING CONDITIONS IN THE YEAR		AVERAGE CHANGE IN FAIR VALUE OF EQUITY AWARDS GRANTED IN PRIOR YEARS THAT VESTED IN THE YEAR		AVERAGE VALUE OF DIVIDENDS OR OTHER EARNINGS PAID ON EQUITY AWARDS NOT OTHERWISE REFLECTED IN FAIR VALUE OR TOTAL COMPENSATION		TOTAL AVERAGE EQUITY AWARD ADJUSTMENTS
2025	$	133,158	$	1,924	$	-	$	3,124	$	12,043	$	150,249

5. ​	Cumulative TSR is calculated by dividing the sum of the cumulative amount of dividends for the measurement period, assuming dividend reinvestment, and the difference between the Company’s share price at the end and the beginning of the measurement period by the Company’s share price at the beginning of the measurement period.
6. ​	Represents the weighted peer group TSR, weighted according to the respective companies’ stock market capitalization at the beginning of each period for which a return is indicated. The peer group used for this purpose is the Compensation Peer Group. Our Compensation Peer Group for the 2025 reporting year is disclosed under the heading “Market Benchmarking and Performance Comparisons” and found on page 37 of this proxy statement.
7. ​	The dollar amounts reported represent the amount of net income reflected in the Company’s audited financial statements for the applicable year.
8. ​	This is a non-GAAP measure that excludes gains or losses on sale of securities, gains or losses on sale of premises and equipment, gains or losses on other real estate owned, losses on extinguishments of debt, acquisition, conversion and other non-recurring expenses, net of tax.

Company Selected Measure Name

ADJUSTED RETURN ON ASSETS

Named Executive Officers, Footnote

The dollar amounts reported in column (d) represent the average of the amounts reported for the Company’s NEOs as a group (excluding Mr. Simard, who has served as our CEO since 2013) in the “Total” column of the Summary Compensation Table in each applicable year. The names of each of the NEOs (excluding Mr. Simard), including for purposes of calculating the average amounts in each applicable year are as follows: (i) Josephine Iannelli, Marion Colombo, John M. Mercier, and Jason Edgar

Peer Group Issuers, Footnote

Represents the weighted peer group TSR, weighted according to the respective companies’ stock market capitalization at the beginning of each period for which a return is indicated. The peer group used for this purpose is the Compensation Peer Group. Our Compensation Peer Group for the 2025 reporting year is disclosed under the heading “Market Benchmarking and Performance Comparisons” and found on page 37 of this proxy statement.

PEO Total Compensation Amount

$ 1,925,946

$ 1,869,311

$ 1,839,140

$ 1,809,632

$ 1,661,531

PEO Actually Paid Compensation Amount

$ 1,951,256

2,125,798

1,626,649

1,889,352

1,970,250

Adjustment To PEO Compensation, Footnote

YEAR	REPORTED SUMMARY COMPENSATION TABLE TOTAL FOR PEO		REPORTED VALUE OF EQUITY AWARDS(a)		EQUITY AWARD ADJUSTMENTS(b)		COMPENSATION ACTUALLY PAID TO PEO
2025	$	1,925,946	$	(494,000)	$	519,310	$	1,951,256

(a) ​

The grant date fair value of equity awards represents the total of the amounts reported in the “Stock Awards” column in the Summary Compensation Table.

(b) ​

The equity award adjustments for fiscal year 2025 include the addition (or subtraction, as applicable) of the following: (1) the fiscal year-end fair value of any equity awards granted in 2025 that are outstanding and unvested as of the end of fiscal year 2025; (2) the amount of change as of the end of fiscal year 2025 (from the end of the prior fiscal year) in the fair value of any awards granted in prior fiscal years that are outstanding and unvested as of the end of fiscal year 2025; (3) for awards that are granted and vest in fiscal year 2025, the fair value as of the vesting date; (4) for awards granted in prior fiscal years that vest in fiscal year 2025, the amount equal to the change as of the vesting date (from the end of the prior fiscal year) in the fair value; (5) for awards granted in prior fiscal years that are determined to fail to meet the applicable vesting conditions during fiscal year 2025, a deduction for the amount equal to the fair value at the end of the prior fiscal year; and (6) the dollar value of any dividends or other earnings paid on stock or option awards in fiscal year 2025 prior to the vesting date that are not otherwise reflected in the fair value of such award or included in any other component of total compensation for fiscal year 2025. The amounts added or subtracted to determine the adjusted amount are as follows:

FAIR VALUE

AT THE

VALUE OF

CHANGE

END OF

CHANGE

DIVIDENDS OR

IN FAIR

THE PRIOR

IN FAIR

OTHER

VALUE OF

YEAR OF

VALUE OF

EARNINGS

YEAR END

OUTSTANDING

EQUITY

EQUITY

PAID ON

FAIR VALUE

AND

AWARDS

AWARDS

EQUITY

OF

UNVESTED

THAT

GRANTED IN

AWARDS NOT

EQUITY

EQUITY

FAILED TO

PRIOR

OTHERWISE

AWARDS

AWARDS AT YEAR END

MEET

YEARS

REFLECTED

GRANTED

GRANTED

VESTING

THAT

IN FAIR VALUE

TOTAL EQUITY

DURING

IN

CONDITIONS

VESTED

OR TOTAL

AWARD

YEAR

THE YEAR

PRIOR YEARS

IN THE YEAR

IN THE YEAR

COMPENSATION

ADJUSTMENTS

2025

$

459,478

$

1,456

$

-

$

16,667

$

41,710

$

519,310

Non-PEO NEO Average Total Compensation Amount

$ 792,169

763,283

741,966

706,885

618,349

Non-PEO NEO Average Compensation Actually Paid Amount

$ 799,217

811,297

705,403

750,137

720,925

Adjustment to Non-PEO NEO Compensation Footnote

YEAR	AVERAGE REPORTED SUMMARY COMPENSATION TABLE TOTAL FOR NON-PEO NEOs		AVERAGE REPORTED VALUE OF EQUITY AWARDS		AVERAGE EQUITY ADJUSTMENTS		AVERAGE COMPENSATION ACTUALLY PAID TO NON-PEO NEOs
2025	$	792,169	$	(143,200)	$	150,249	$	799,217

The amounts deducted or added in calculating the total average equity award adjustments are as follows:

YEAR	AVERAGE YEAR END FAIR VALUE OF EQUITY AWARDS GRANTED DURING THE YEAR		AVERAGE CHANGE IN FAIR VALUE OF OUTSTANDING AND UNVESTED EQUITY AWARDS AT YEAR END GRANTED IN +PRIOR YEARS		AVERAGE FAIR VALUE AT THE END OF THE PRIOR YEAR OF EQUITY AWARDS THAT FAILED TO MEET VESTING CONDITIONS IN THE YEAR		AVERAGE CHANGE IN FAIR VALUE OF EQUITY AWARDS GRANTED IN PRIOR YEARS THAT VESTED IN THE YEAR		AVERAGE VALUE OF DIVIDENDS OR OTHER EARNINGS PAID ON EQUITY AWARDS NOT OTHERWISE REFLECTED IN FAIR VALUE OR TOTAL COMPENSATION		TOTAL AVERAGE EQUITY AWARD ADJUSTMENTS
2025	$	133,158	$	1,924	$	-	$	3,124	$	12,043	$	150,249

Compensation Actually Paid vs. Total Shareholder Return

PEO and Non-PEO Compensation Actually Paid and TSR and Peer TSR

Compensation Actually Paid vs. Net Income

PEO and Non-PEO Compensation Actually Paid and Net Income

Compensation Actually Paid vs. Company Selected Measure

PEO and Non-PEO Compensation Actually Paid and Adjusted Return on Assets

Total Shareholder Return Vs Peer Group

PEO and Non-PEO Compensation Actually Paid and TSR and Peer TSR

Tabular List, Table

Key Performance Measurements

The Company considers the following the most important financial performance measures it used to link executive compensation actually paid to its NEOs, for the most recently completed fiscal year, to company performance:

● Adjusted net income (non-GAAP)⁸

● Adjusted return on assets (non-GAAP)⁸

● Adjusted return on equity (non-GAAP)⁸

● Non-performing loans to total loans ratio

● Efficiency ratio⁸

Total Shareholder Return Amount

$ 156.37

147.91

136.3

142.65

124.33

Peer Group Total Shareholder Return Amount

132.22

121.52

103.71

108.65

108.25

Net Income (Loss)

$ 52,113,000

$ 43,544,000

$ 44,852,000

$ 43,557,000

$ 39,299,000

Company Selected Measure Amount

0.012

0.0109

0.0115

0.0117

0.011

PEO Name

Mr. Simard

Equity Awards Adjustments, Footnote

FAIR VALUE

AT THE

VALUE OF

CHANGE

END OF

CHANGE

DIVIDENDS OR

IN FAIR

THE PRIOR

IN FAIR

OTHER

VALUE OF

YEAR OF

VALUE OF

EARNINGS

YEAR END

OUTSTANDING

EQUITY

EQUITY

PAID ON

FAIR VALUE

AND

AWARDS

AWARDS

EQUITY

OF

UNVESTED

THAT

GRANTED IN

AWARDS NOT

EQUITY

EQUITY

FAILED TO

PRIOR

OTHERWISE

AWARDS

AWARDS AT YEAR END

MEET

YEARS

REFLECTED

GRANTED

GRANTED

VESTING

THAT

IN FAIR VALUE

TOTAL EQUITY

DURING

IN

CONDITIONS

VESTED

OR TOTAL

AWARD

YEAR

THE YEAR

PRIOR YEARS

IN THE YEAR

IN THE YEAR

COMPENSATION

ADJUSTMENTS

2025

$

459,478

$

1,456

$

-

$

16,667

$

41,710

$

519,310

YEAR	AVERAGE YEAR END FAIR VALUE OF EQUITY AWARDS GRANTED DURING THE YEAR		AVERAGE CHANGE IN FAIR VALUE OF OUTSTANDING AND UNVESTED EQUITY AWARDS AT YEAR END GRANTED IN +PRIOR YEARS		AVERAGE FAIR VALUE AT THE END OF THE PRIOR YEAR OF EQUITY AWARDS THAT FAILED TO MEET VESTING CONDITIONS IN THE YEAR		AVERAGE CHANGE IN FAIR VALUE OF EQUITY AWARDS GRANTED IN PRIOR YEARS THAT VESTED IN THE YEAR		AVERAGE VALUE OF DIVIDENDS OR OTHER EARNINGS PAID ON EQUITY AWARDS NOT OTHERWISE REFLECTED IN FAIR VALUE OR TOTAL COMPENSATION		TOTAL AVERAGE EQUITY AWARD ADJUSTMENTS
2025	$	133,158	$	1,924	$	-	$	3,124	$	12,043	$	150,249

Measure:: 1

Pay vs Performance Disclosure

Name

Adjusted net income (non-GAAP)

Measure:: 2

Pay vs Performance Disclosure

Name

Adjusted return on assets (non-GAAP)

Non-GAAP Measure Description

This is a non-GAAP measure that excludes gains or losses on sale of securities, gains or losses on sale of premises and equipment, gains or losses on other real estate owned, losses on extinguishments of debt, acquisition, conversion and other non-recurring expenses, net of tax.

Measure:: 3

Pay vs Performance Disclosure

Name

Adjusted return on equity (non-GAAP)

Measure:: 4

Pay vs Performance Disclosure

Name

Non-performing loans to total loans ratio

Measure:: 5

Pay vs Performance Disclosure

Name

Efficiency ratio

PEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

$ (494,000)

PEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

519,310

PEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

459,478

PEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

1,456

PEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

16,667

PEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

41,710

Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

(143,200)

Non-PEO NEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

150,249

Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

133,158

Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

1,924

Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

3,124

Non-PEO NEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

$ 12,043